FHA VS Conventional loan programs in 2025 for Mirrormont, King County, Washington

In the year 2025, the limit for conventional loans in the area of Mirrormont, situated in King county, WA, is determined to be $977,500. In contrast, the FHA limit for a single-family home is set at $977,500, providing potential homeowners with defined financial boundaries for loans within this region.

Make use of the Lendersa® Conventional loan calculator, an invaluable tool for contrasting today's loan rates across Conventional, FHA, and USDA options. Determine income, credit, reserves, and the necessary documentation to qualify effectively. With our sophisticated mortgage calculator, examine Conforming Conventional loans alongside USDA, FHA, and VA offerings, all on a single platform. This allows you to select the optimal program in WA tailored to your unique financial condition and goals.

Investigate a variety of loan offers available from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Mirrormont, County of King, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

These values and terms are specifically applicable for the zip codes: 98027

Explore Conventional and FHA Loan Options in Mirrormont, WA

The mission of Lendersa® is to provide you with the fastest, hassle-free access to the best available Conventional, USDA, or FHA loan options. Initiate your journey by selecting one of three pathways that efficiently guide you to connecting with lenders and discovering suitable loan programs. These options assure you of customized solutions that align with your specific needs.

Insight into Lendersa's USDA loan request results


  • Builders Capital
  • 5601 6th Ave S., Suite 350, Seattle, WA, 98108
  • Builders Capital, we see ourselves as an extension of your team. We want to help you meet your construction goals, and to us, that process starts with exceeding your expectations. Builders Capital provides a full range of competitive loan programs for builders, developers, and real estate investors.
  • Cascara Capital LLC
  • 105 Central Way, Suite 205, Kirkland, WA, 98033
  • Cascara Capital provides business-purpose bridge loans, hard money loans, and investment loans only and does not provide funding for primary and secondary residences. We offer short term loans to investors looking to acquire distressed residential real estate and often do not require appraisals or inspections.
  • LoanZilla
  • 6620 Lake Washington Blvd NE, Suite 302, Kirkland, WA, 98033
  • In business since 2006 and armed with many decades of experience, we provide our clients expert guidance to secure the best mortgage, at the best terms, and with the right lender for your specific financial profile. We listen, ask the right questions to get a complete picture, and then show you what your best options are and why.
  • Home Trust Financial
  • 135 Lake Street South, Suite 230, Kirkland, WA, 98033
  • At Home Trust Financial (NMLS # 1761573), where we specialize in residential mortgages. At Home Trust Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Washington Discount Mortgage LLC
  • 8213 131st Avenue Northeast, Kirkland, WA, 98033
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with amazing low rates and great loan programs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been helping customers afford the home of their dreams for many years.
  • University Mortgage Funding Corp
  • 4315 Lake Washington Blvd, Suite 3004, Kirkland, WA, 98033
  • The University Mortgage Funding Corp. Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of Washington. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
  • Bellwether Lending Inc
  • 10415 113th Place NE, Kirkland, WA, 98033
  • BellWeather Lending inc is full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates.
  • Washington First Mortgage Loan Corporation
  • 4055 Lake Washington Blvd, Suite 100, Kirkland, WA, 98033
  • Washington First Mortgage Loan Corp. is committed to providing helpful, honest, and accurate advice to assist borrowers in choosing a product that meets their financial needs. We offer our clients excellent customer service and a wide variety of competitive mortgage pricing options in Washington, California, Oregon, and Arizona.
  • Veristone Mortgage, LLC.
  • 6725 116th Ave NE Suite 210, Kirkland, WA, 98033
  • At Veristone, we are private money lenders and experienced mortgage professionals who desire to partner with you to make your real estate investments a success. Veristone Mortgage offers portfolio and traditional lending solutions for investment properties in Idaho, Oregon and Washington.
  • Adam Gilbert - Seattle Mortgage Brokers
  • 258 S 171st St, Burien, WA, 98148
  • Seattle Mortgage Brokers. We are here to serve you by guiding you through your new home purchase or refinancing, answering your questions, and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process in Washington State. You can find out more about us by filling out an application for a new mortgage.
  • Seattle Credit Union
  • 1521 1st Ave S, Suite 500, Seattle, WA, 98134
  • We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
  • Assets America, Inc.
  • 800 5th Ave, Suite 101, Seattle, WA, 98104
  • Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.