FHA VS Conventional loan in Newcastle, King County, Washington

For the year 2026, the conventional loan limit set for Newcastle, in the county of King, WA, is $977,500. At the same time, the FHA limit for a single-family residence is $977,500.

Take advantage of Lendersa®'s Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA options. This tool helps you ascertain the income, credit score, reserves, and documents necessary for eligibility. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in finding the best fit for your financial needs in WA.

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2026 Loan Limits and Downpayment Requirements in Newcastle, County of King, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

This comparison table applies to the following zip codes: 98059, 98056

Exploring Conventional and FHA Loan Options in Newcastle, WA

Lendersa® aims to secure your optimal Conventional, USDA, or FHA loan with speed and ease. Choose from one of three initial pathways that match you with appropriate lenders and loan programs.

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  • Congressional Bank
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  • TruEnergy Federal Credit Union
  • 6801 Industrial Road, Springfield, VA, 22151
  • Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.

  • Georgia First Bank
  • 1202 Second Street, Soperton, GA, 30457
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  • Griffin Capital
  • 1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407
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  • NewDay USA
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  • Imperium Mortgage LLC
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  • Access Financial Mortgage Corp.
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