FHA VS Conventional loan in Renton, King County, Washington

In 2026, the conventional loan limit set for Renton in King county of WA is $977,500, while the FHA limit for a single-family home is established at $977,500.

Deploy the Lendersa® Conventional loan calculator to make a thorough comparison of today's best rates for Conventional, USDA, and FHA loans. Evaluate the necessary income, credit rating, reserves, and required documents for qualification. This sophisticated mortgage tool allows you to view side-by-side comparisons of Conforming Conventional loans and USDA, FHA, and VA options, aiding your decision of which program in WA fits best with your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Renton, King County, WA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

Note: This comparison table pertains to the following zip codes: 98059

Discover Conventional and FHA Loan Options in Renton, WA

Lendersa® aims to facilitate fast access to the best possible Conventional, USDA, or FHA loan, eliminating hassle. Choose one of the three approach options provided to connect with matching lenders and curated loan programs tailored to your needs.

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Renton Lenders

  • Flynn Family Lending
  • 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
  • Lends in Washington
  • We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.

  • Access Business Finance
  • 14205 S.E. 36th Street, Suite 350, Bellevue, WA, 98006
  • Lends in Washington
  • Access Business Finance is a U.S. asset-based lender that provides working capital for businesses unable to qualify for traditional bank financing. Our creative asset-based loans, commercial lines of credit, real estate loans and factoring rebuild your business’s financial strength.

  • Homeseed
  • 3633 136th Place SE, Suite 210, Bellevue, WA, 98006
  • Lends in Washington
  • Based out of Bellevue (WA), Homeseed was launched in June of 2016 with the goal of creating a mortgage company that would provide clients and partners with a simplified and empowering home lending experience. This early vision attracted some of the best mortgage professionals in the Seattle Market to the Homeseed Lending Team.

  • Megastar Financial Corporation
  • 14205 SE 36th Street, Suite 100, Bellevue, WA, 98006
  • Lends in Washington
  • Megastar Financial Corporation is a privately held mortgage banking firm. Our loans are processed, funded and underwritten in house, we are a national approved FHA lender. We pride ourselves on having the best reputation in the industry when it comes to closing loans on time every time. With integrity and accountability our loan officers

  • Best Mortgage
  • 14100 SE 36th St, Suite 200, Bellevue, WA, 98006
  • Lends in Washington
  • BestMortgage.com went online in 1995 as one of the very first mortgage company websites in the entire country. We have always been way ahead of the competition. From the very beginning, the hallmark of Best Mortgage® has been "Honest Advice You Can Trust"®. We provide informational mortgage consulations WITHOUT a high pressure- sales pitch.

  • Precision Mortgage, Inc
  • 7109 114th Avenue Southeast, Newcastle, WA, 98056
  • Lends in Washington
  • At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.

  • Drexel Funding LLC
  • 1900 South Puget Dr, Suite 203, Renton, WA, 98055
  • Lends in Washington
  • Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.

  • Tamaela Mortgage
  • 23390 SE 52nd St, Issaquah, WA, 98029
  • Lends in Washington
  • At Tamaela Mortgage, we live by these core values – integrity, trust, commitment, service, and knowledge – every day, in every client relationship. Our product knowledge, work ethic, and dedication to service combine to deliver an unparalleled customer experience. Rob Tamaela, President and CEO at Tamaela Mortgage.

  • Sound Financial Mortgage LLC
  • 24267 Southeast 47th Place, Issaquah, WA, 98029
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans that make sense for our clients. We have the experience to help borrowers solve problems throughout the loan process. John Barlow is the President, Owner, Designated Mortgage Broker & Mortgage Loan Officer for Sound Financial Mortgage LLC.

  • Dolan Mortgage Group
  • 22525 SE 64th PL, Suite 202, Issaquah, WA, 98027
  • Lends in Washington
  • We provide mortgage financing services to clients who are looking for someone to help negotiate today's challenging home loan marketplace. Whether you’re in Seattle, Ohio, or anywhere else in the great fifty. If you’re looking to purchase, refinance, simply check rates, or plan an amazing future, our mortgage experts can do it all.