FHA VS Conventional loan in Sammamish, King County, Washington

In 2026, the Conventional loan limit for Sammamish, located in King county, WA, is $977,500, while the FHA limit for a single-family home is $977,500.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. This tool helps assess required income, credit level, reserves, and necessary documentation for qualification. Our advanced mortgage calculator provides a comprehensive side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program available in WA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Sammamish, County of King, WA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

The table is applicable to these zip codes: 98029, 98075, 98074

Available Conventional and FHA Loan Options in Sammamish, WA

Lendersa® strives to secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Begin by choosing from one of three pathways to connect with suitable lenders and tailored loan programs.

Results from Lendersa USDA loan request and matching


  • IMAX MORTGAGE LLC
  • 2550 Bobcat Blvd, Suite 104, Trophy Club, TX, 76262
  • iMAX Mortgage is a full service mortgage broker company helping families throughout Texas live the dream of home ownership. Ray and his team will walk you through each loan program, whether it's USDA Loan, VA, FHA, or Conv financing. imaxmortgage.com is your online resource for personalized mortgage solutions

  • The First National Bank of Sonora
  • 102 E Main St., Sonora, TX, 76950
  • The First National Bank of Sonora was organized by E.R. Jackson in 1900, only 10 years after Sonora became a town. The move to organize a bank was deemed foolhardy by some who had already seen two financial institutions fail. The organizational meeting was held on May 3, 1900, with E.R. Jackson, E.F. Vander Stucken,

  • Ixonia Bank
  • WI046 Marietta Avenue, Ixonia, WI, 53036
  • For over 100 years, Ixonia Bank has been a locally owned, independent community bank. Experience the benefits of community banking at its best - fast decision-making, customized solutions, local expertise, and responsive, and flexible service. And most importantly experience relationships built on trust and understanding.

  • Peoples Savings Bank
  • 101 Bluff Street, Rhineland, MO, 65069
  • Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,

  • Stillman Bank
  • 101 East Main Street, Stillman Valley, IL, 61084
  • "Stillman Bank is a local, independently-owned community bank founded in 1882 and has been meeting the financial needs of our customers in northern Illinois for more than a century.

    We offer the products and services you expect from big banks, but we do it with a friendly, hometown touch. And, because we are a community bank,"

  • Parkmont Lending
  • 2340 Justin Rd, Suite 206, Highland Village, TX, 75077
  • At Parkmont Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Highland Village Mortgage LLC
  • 206 Malibu Drive, Highland Village, TX, 75077
  • Highland Village Mortgage, LLC is a Texas Domestic Limited-Liability Company (Llc) filed On October 28, 2019. The company's filing status is listed as In Existence. The Registered Agent on file for this company is Angus Harrup & is located at 206 Malibu Drive, Highland Village, TX. The company's principal address is 206 Malibu Dr Highland Village

  • King Financial Group Inc.
  • 2600 Highland Village Pkwy, Suite 100, Village, TX, 75077
  • King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect

  • HT Lending Group, LLC
  • 1730 Rufe Snow Drive, Suite B, Keller, TX, 76248
  • At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.

  • Trademark Mortgage
  • 628 Stoneglen Drive, Keller, TX, 76248
  • Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.

  • The Dunmire Team
  • 8844 Laurel Ln, Keller, TX, 76248
  • The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.