FHA VS Conventional loan in Sammamish, King County, Washington

In 2026, the Conventional loan limit for Sammamish, located in King county, WA, is $977,500, while the FHA limit for a single-family home is $977,500.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. This tool helps assess required income, credit level, reserves, and necessary documentation for qualification. Our advanced mortgage calculator provides a comprehensive side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program available in WA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Sammamish, County of King, WA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

The table is applicable to these zip codes: 98029

Available Conventional and FHA Loan Options in Sammamish, WA

Lendersa® strives to secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Begin by choosing from one of three pathways to connect with suitable lenders and tailored loan programs.

Results from Lendersa USDA loan request and matching


Sammamish Lenders

  • Tamaela Mortgage
  • 23390 SE 52nd St, Issaquah, WA, 98029
  • Lends in Washington
  • At Tamaela Mortgage, we live by these core values – integrity, trust, commitment, service, and knowledge – every day, in every client relationship. Our product knowledge, work ethic, and dedication to service combine to deliver an unparalleled customer experience. Rob Tamaela, President and CEO at Tamaela Mortgage.

  • Sound Financial Mortgage LLC
  • 24267 Southeast 47th Place, Issaquah, WA, 98029
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans that make sense for our clients. We have the experience to help borrowers solve problems throughout the loan process. John Barlow is the President, Owner, Designated Mortgage Broker & Mortgage Loan Officer for Sound Financial Mortgage LLC.

  • Dolan Mortgage Group
  • 22525 SE 64th PL, Suite 202, Issaquah, WA, 98027
  • Lends in Washington
  • We provide mortgage financing services to clients who are looking for someone to help negotiate today's challenging home loan marketplace. Whether you’re in Seattle, Ohio, or anywhere else in the great fifty. If you’re looking to purchase, refinance, simply check rates, or plan an amazing future, our mortgage experts can do it all.

  • Peak Mortgage Partners
  • 165 NE Juniper Street, Suite 202, Issaquah, WA, 98027
  • Lends in Washington
  • Peak Mortgage Partners! We are a Pacific Northwest mortgage broker and mortgage banker based in Issaquah, WA with licenses in the states of Washington, Oregon, and Idaho. We specialize in purchase loans and refinance of existing mortgages. We provide financing for other government programs such as FHA, VA, and USDA .

  • Pacific Northwest Trust
  • 22525 S.E. 64th Place Suite 2233, Issaquah, WA, 98027
  • Lends in Washington
  • Pacific Northwest Capital Partners is a Private Real Estate Lender Specializing in Hard Money, Bridge Loans, Secured by Commercial and Residential Investment Real Estate.We offer quick no-nonsense decisions based on the equity in any given property. Pacific Northwest Capital Partners is a local Seattle Company since 1998.

  • Juniper Capital
  • 11 Front St S, Suite 101, Issaquah, WA, 98027
  • Lends in Washington
  • Juniper Capital is one of the leading private money lenders in the greater Seattle, Washington area. We deliver fast commercial and investment residential real estate loans without the strict requirements that you may encounter with conventional lenders.

    We invite investors, borrowers, and brokers, throughout Washington and the Pacific Northwest

  • Orchid Mortgage LLC
  • 24844 North East 2nd Court, Sammamish, WA, 98074
  • Lends in Washington
  • We are a group of experienced and ethical Loan Officers that help individuals and small businesses with their mortgage financing needs. We believe in building and nurturing lasting relationships with our clients. Whether it is to finance a starter home, secure a jumbo loan or refinance an existing one.

  • DW Quality Mortgages, Inc
  • 241 E Lake Sammamish Shore Ln NE, Sammamish, WA, 98074
  • Lends in Washington
  • DW Quality Mortgages, Inc is committed to helping you find the quality mortgage product for your needs. We understand that every borrower is different, and we offer a broad variety of products to meet your individual requirements. We make the process of securing a mortgage straightforward

  • Avenue Capital Solutions
  • 15600 NE 8th St, Bellevue, WA, 98008
  • Lends in Washington
  • Avenue Capital Solutions is a nationally recognized leader in commercial finance. We are leading the way in commercial lending of all types, including Commercial Real Estate Loans, Equipment Leasing, Sale Leasebacks, Heavy Equipment Leasing, Heavy Equipment Financing, Medical Financing, Accounts Receivable Financing, Factoring, Bridge and Hard Mone

  • Flynn Family Lending
  • 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
  • Lends in Washington
  • We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.