FHA VS Conventional loan in Sammamish, King County, Washington

In 2025, the Conventional loan limit for Sammamish, located in King county, WA, is $977,500, while the FHA limit for a single-family home is $977,500.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. This tool helps assess required income, credit level, reserves, and necessary documentation for qualification. Our advanced mortgage calculator provides a comprehensive side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program available in WA for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Sammamish, County of King, WA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

The table is applicable to these zip codes: 98029, 98075, 98074

Available Conventional and FHA Loan Options in Sammamish, WA

Lendersa® strives to secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Begin by choosing from one of three pathways to connect with suitable lenders and tailored loan programs.

Results from Lendersa USDA loan request and matching


  • TBK Bank
  • 6060 Sherry Ln, Dallas, TX, 75225
  • TBK Bank, SSB, is a subsidiary of Triumph Bancorp, Inc., a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch.
  • Veritex Mortgage
  • 8214 Westchester Dr, Suite 800, Dallas, TX, 75225
  • As a Texas​ community bank, Veritex Community Bank take the time to get to know you and your financial needs. We're able to make banking decisions when you need them – right now, right here, locally. Whether you need a business loan, a car loan, a home loan or classic banking services like savings and checking accounts, we're your bank.
  • Park Cities Mortgage
  • 5950 Sherry Lane, Suite 230, Dallas, TX, 75225
  • Park Cities Mortgage based on a hands-on, one-loan-at-a-time business philosophy. We understand that the only loan that matters to our clients is theirs and that is how they expect to be treated. Our personal-touch philosophy has never wavered, and it is what our clients have come to expect from us. That is who we are and what makes us different.
  • ENTRUST FINANCIAL CORPORATION
  • 6125 Luther Lane, Suite 412, Dallas, TX, 75225
  • At Entrust Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Priority Bank
  • 401 W College St, Ozark, AR, 72949
  • Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency
  • Prairie Community Bank
  • 800 West Grant Highway, Marengo, IL, 60152
  • Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.
  • Proctor Holdings LLC
  • 1434 Elevado Drive, Dallas, TX, 75212
  • Our mission is very simple…to improve the lives of our customers throughout their ever-changing homeownership needs. Our goal is to provide our customers the absolute best home lending options for any stage in their lives. Simply put, our priority is you! we have the flexibility to offer exceptional service and an unparalleled product mix.
  • First National Bank Mortgage
  • 201 E. Debbie Ln, Mansfield, TX, 76063
  • First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices. Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.
  • Minter Mortgage, Inc.
  • 2409 Hillary Trail, Mansfield, TX, 76063
  • Minter Mortgage are you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Mansfield Mortgage Company
  • 208 East Broad Street, Suite 101, Mansfield, TX, 76063
  • "At Mansfield Mortgage, we understand the home-buying experience can be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."
  • Still Waters Lending
  • 5115 Lake Ridge Pkwy, Suite 160, Grand Prairie, TX, 75052
  • Still Waters Lending mission is to serve our clients, community, and industry with purpose by adding value with our resources. The key to our success has been a combination of consistently offering the lowest possible rates and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.