FHA VS Conventional loan in Port-Townsend, Jefferson County, Washington

During 2026, the loan limit for conventional financing in Port-Townsend, county of Jefferson, WA, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Explore the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. It helps you assess the income, credit, reserves, and documents needed to qualify. This advanced mortgage tool enables side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, aiding in determining the most suitable program for your financial needs in WA.

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Port-Townsend, County of Jefferson, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $302,900 0%
FHA $420,680 3.5%

This table of comparison applies to the following zip codes: 98368

Exploration of Conventional and FHA Loan Options in Port-Townsend, WA

Lendersa® aims to secure you the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three approaches to connect with appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


  • Equal Mortgage LLC
  • 9100 Conroy Windermere Road, Suite 200, Windermere, FL, 34786
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.

  • Platinum One Financial LLC
  • 1169 Estancia Woods Loop, Windermere, FL, 34786
  • At Platinum One Financial, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Impact Residential Mortgages Inc
  • 13508 Fladgate Mark Dr., Riverview, FL, 33579
  • Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.

  • Publix Employees Federal Credit Union
  • 3005 New Tampa Highway, Lakeland, FL, 33815
  • Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide.

  • Personalized Mortgage Planners Inc
  • 2295 South Hiawassee Road, Suite 207, Orlando, FL, 32835
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Multi Home Loans LLC
  • 6735 Conroy Road, 2nd Floor, Suite 219, Orlando, FL, 32835
  • At Multi Home Loans, LLC we educate and empower people to make smart financial decisions with their mortgage in order to build wealth, having amazing rates and low costs! We are not your average mortgage broker, we provide our clients with an unmatched level of product, price and service will always remain our top priority.

  • Mortgage Solutions of Central Florida, Inc.
  • 1104 S. Clarke Road Suite 50, Orlando, FL, 32835
  • Mortgage Solutions has created custom financing options for Commercial and Residential borrowers since 1995. We've worked with clients who have phenomenal credit scores and clients with credit challenges. Our past clients happily refer their friends, family, and co-workers to us because they know our staff delivers on our promises.

  • CapSource
  • 555 Winderley Place, Suite 300, Maitland, FL, 32751
  • CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.

  • Neal Communities Funding
  • 495 N Keller Road, Suite 550B, Maitland, FL, 32751
  • Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too.

    A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario.

    We have a vast variety of program options available

  • Main Street Mortgage Funding, LLC
  • 529 Versailles Drive, Suite 101, Maitland, FL, 32751
  • At Main Street Mortgage Funding, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available

  • Mattamy Home Funding
  • 495 North Keller Road, Suite 550A, Maitland, FL, 32751
  • At Mattamy Home Funding, we believe home buyers deserve the best financing available. We have helped thousands of home buyers finance their homes in communities throughout the United States. Our mortgage team includes highly motivated and talented individuals. Every employee plays an important role in making a homeowner's financing

  • Fidelity Funding Mortgage Corp.
  • 255 South Maitland Avenue, Maitland, FL, 32751
  • At Fidelity Funding, we know that each customer has specific needs such as first time home buyers, move-up buyers, and investors. As a direct lender, we offer a wide variety of loan products to meet this broad range of borrowers needs. We provide financing to FHA, VA, FNMA, FHLMC, USDA, and Construction Perm loans.