FHA VS Conventional loan programs in Port-Townsend, Jefferson County, Washington
During 2026, the loan limit for conventional financing in Port-Townsend, county of Jefferson, WA, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Explore the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. It helps you assess the income, credit, reserves, and documents needed to qualify. This advanced mortgage tool enables side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, aiding in determining the most suitable program for your financial needs in WA.
2026 Loan Limits and Downpayment Requirements in Port-Townsend, County of Jefferson, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$302,900
0%
FHA
$420,680
3.5%
This table of comparison applies to the following zip codes: 98368
Exploration of Conventional and FHA Loan Options in Port-Townsend, WA
Lendersa® aims to secure you the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three approaches to connect with appropriate lenders and loan programs.
224 W. Washington St, Suite 103, Sequim, WA, 98382
Lends in Washington
Peninsula Mortgage is the longest running independent Mortgage Lender on the Peninsula and is known for expertise, great loan prices and personal service and As an independent Mortgage Lender I am able to fit the best home loan available to my client's needs. A "single source" Lender can only offer the loans they happen to have in house.
Clift Mortgage has been walking first time home buyers and veteran investors through the murky waters of residential lending for nearly 20 years, and with over 100 years combined experience, we know the pitfalls to avoid, and have the answers you need! residential lending for nearly 20 years
Fulton Financial Consultants, Inc. formally incorporated under the laws of Washington State on April 21, 1980 with the name Fulton Insurance Consultants, Inc. Then in 1995 changed its name to Fulton Financial Consultants, Inc. which was done for multiple reasons including the preparation of expanding licensing to become a Mortgage Broker.
19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
Lends in Washington
Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
First Fed is a local community bank on an exciting growth trajectory with 15 locations in 5 counties across Washington. We are committed to investing in our amazing team and technologies which enable better service of our customers and communities. In 2021, First Fed received recognition for best workplace
Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
The mission of Mortgage Lending Group is to be a leader in the residential mortgage industry by providing clients with trustworthy service to achieve their financing goals; efficiently guiding the process to achieve an expedient and successful closing rate; and creating a lending environment that is readily accessible to all borrowers
9715 271st Street Northwest, Suite 3, Stanwood, WA, 98292
Lends in Washington
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
