In 2026, the conventional loan limit in Port-Ludlow, within Jefferson County, WA, is $647,200. For a single-family home, the FHA loan limit is $420,680.
The Lendersa® Conventional loan calculator can be used to compare current best rates for Conventional, FHA, and USDA loans. It helps to figure out the income, credit reserves, and documents needed for eligibility. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, which supports your decision-making for the best program in WA.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $302,900 | 0% |
| FHA | $420,680 | 3.5% |
This table is relevant for zip codes: 98365
The aim of Lendersa® is to offer you the best possible Conventional, USDA, or FHA loan swiftly and without complications. Start with one of three approaches to find the right lenders and loan programs.
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