FHA VS Conventional loan programs in 2026 for Kenmore, King County, Washington

In 2026, the Conventional loan limit in Kenmore, within the county of King, WA, is $977,500. Meanwhile, the FHA limit for a single-family home is $977,500.

Leverage the Lendersa® Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation needed for qualification. This advanced tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the right program in WA for your financial situation.

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Details on 2026 Loan Limits and Down Payment in Kenmore, King, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

This table applies to the following zip codes: 98028, 98034

Conventional and FHA Loan Options in Kenmore, WA

The aim of Lendersa® is to secure you the best Conventional, USDA, or FHA loan quickly and without hassle. Begin with one of these three options to connect with matching lenders and loan programs that suit your needs.

Results of Lendersa USDA loan requests and matches


  • Construction Financial Solutions
  • 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
  • CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. ​The construction loan is refinanced into a long term mortgage upon construction completion.

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  • 905 Pennoyer Avenue, Grand Haven, MI, 49417
  • Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,

  • TXN Bank
  • 1502 Avenue M, Hondo, TX, 78861
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  • Greater Texas Credit Union
  • 6411 North Lamar Boulevard, Austin, TX, 78758
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  • United Heritage Credit Union
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  • Amplify Credit Union
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  • Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.

  • 360 LENDING GROUP, LLC
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  • 360 LENDING GROUP LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE

  • USA Lending Group, Inc
  • 1200 Barton Creek Blvd, Unit 64, Austin, TX, 78735
  • We are a technology-driven company and offer a level of customer service second to none. “Low Rates, Low Fees, and Fast Closings, ” is our motto and describes why Texas residents choose USA Lending Group for their Texas Home Loans. With an array of Texas home loan programs to choose from,

  • Bentley & Leenher Mortgage Consulting, LLC
  • 5307 Highway 290 West, Building B, Suite 5, Austin, TX, 78735
  • We know that each customer has specific needs, and here at Bentley & Leenher Mortgage Consulting, we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you are looking for. With a variety of loan programs

  • Waterloo Lending Company
  • 5506 West Highway 290, Suite 300, Austin, TX, 78735
  • Waterloo Lending is about creating opportunities for people to take advantage of the best loan products in the industry. In today’s booming housing market, Jason knows it’s more important than ever to have a knowledgeable, communicative, professional lender who will take the time to understand your unique dreams you to seize your perfect.

  • 56 Home Loans
  • 4707 Trail Crest, Austin, TX, 78735
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    An expert review of your current financial situation and personal goals.
    Customized loan options to meet your goals and save you money."

  • COUNSELORS MORTGAGE CORP
  • 5500 Travis Green Lane, Austin, TX, 78735
  • Counselors Mortgage Corporation is a residential mortgage lender founded We provide residential mortgage solutions for homeowners, home-buyers and their realtors. We offer a full range of loan products including conventional, FHA, VA and USDA loans, at competitive interest rates.