Explore the differences! FHA VS Conventional loan programs in Sultan, Snohomish County, Washington

In the year 2026, the conventional loan limit applicable in Sultan, situated within the county of Snohomish, WA, is noted as $977,500. Conversely, the FHA loan limit established for a single-family residence is $977,500.

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Loan calculator comparison tool

Utilize the Lendersa® Conventional loan calculator to effectively evaluate and compare the prevailing rates among Conventional, FHA, and USDA loans today. This tool allows you to determine the necessary income, credit score, reserves, and required documents for qualification. By leveraging our sophisticated mortgage calculator, you can view Conforming Conventional loans side by side with USDA, FHA, and VA options. This comparison aids in decision-making by helping you choose the most suitable loan program for your particular financial situation in WA.

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2026 Loan Limits and Down Payment Requirements in Sultan, County of Snohomish, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

The above comparison table applies to the following zip codes: 98294

Explore Conventional and FHA Loan Options in Sultan, WA

Lendersa® is committed to securing the best Conventional, USDA, or FHA loan options for you swiftly and with minimal hassle. Choose from three starting points that can help connect you with compatible lenders and relevant loan programs that meet your needs.

  1. Submit a comprehensive request tailored for Conventional, USDA, and FHA loan optimization
  2. Examine the specific rates and terms for Conventional, USDA, and FHA loans at the outset
  3. Access an extensive database of Conventional lenders
Results for Lendersa USDA loan requests and lender matches


Sultan Lenders


  • Halvorson Mortgage
  • 27605 SE Issaquah Fall City Rd, Fall City, WA, 98024
  • Lends in Washington

  • Ryan Halvorson have had the privilege of guiding his clients through the home loan process since 2002. Our team consists of a seasoned group of industry veterans who are willing and able to help you navigate the home loan process. All of his clients receive expert advice and care from my dedicated team.

  • Mortgage Mart, Inc.
  • 10925 West Lake Joy Drive North East, Carnation, WA, 98014
  • Lends in Washington

  • We’re not your typical mortgage broker! We're user friendly and in it for the long haul. We have been serving our clients for the past 26 years — so we can work for you and what’s in your interest. Our team concept allows you to talk with any of our representatives — someonAe is always ready to help you.

  • Halcyon Home Loans
  • 119 Cedar Ave, Snohomish, WA, 98290
  • Lends in Washington

  • Halcyon Home Loans is a full-service mortgage brokerage serving the greater Puget Sound area and all of Washington State. We pride ourselves on treating each client like they are the most important person in our world, and delivering outstanding service along with low rates / fees.

  • Snohomish Mortgage Company
  • 1030 Ave D, Suite 7, Snohomish, WA, 98290
  • Lends in Washington

  • Snohomish Mortgage! We are the Local Experts for all types of residential and commercial lending. There are many lenders to choose from, but we believe that having great rates is only part of what makes us the best. We want you to do business with the people you see in the community and trust.

  • Sno Falls Credit Union
  • 320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
  • Lends in Washington

  • Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.

  • Cascade Valley Mortgage
  • 1151 Hemlock Ave SW, North Bend, WA, 98045
  • Lends in Washington

  • Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction

  • BEN LINK, MORTGAGE
  • 9506 4th St NE, Lake Stevens, WA, 98258
  • Lends in Washington

  • Ben Link, Mortgage Broker. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. and also you can help you with that, too. Sometimes you may not need to sell your current home.

  • MountainCrest Credit Union
  • 3710 168th Street NE, Suite A108, Arlington, WA, 98223
  • Lends in Washington

  • Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.

  • Orchid Mortgage LLC
  • 24844 North East 2nd Court, Sammamish, WA, 98074
  • Lends in Washington

  • We are a group of experienced and ethical Loan Officers that help individuals and small businesses with their mortgage financing needs. We believe in building and nurturing lasting relationships with our clients. Whether it is to finance a starter home, secure a jumbo loan or refinance an existing one.

  • DW Quality Mortgages, Inc
  • 241 E Lake Sammamish Shore Ln NE, Sammamish, WA, 98074
  • Lends in Washington

  • DW Quality Mortgages, Inc is committed to helping you find the quality mortgage product for your needs. We understand that every borrower is different, and we offer a broad variety of products to meet your individual requirements. We make the process of securing a mortgage straightforward
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