FHA VS Conventional loan programs in 2026 for Granite-Falls, Snohomish County, Washington

For the year 2026, the conventional loan limit for a single-family home in Granite-Falls, Snohomish County, WA, is set at $891,250, while the FHA limit is $891,250.

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Utilize the Lendersa® Conventional loan calculator to compare today’s leading rates among Conventional, FHA, and USDA loans, allowing you to consider income, credit, reserves, and document requirements for eligibility. By using our advanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA options lined up side by side, making it easier to determine which program in WA is the most suitable for your financial needs.

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Loan limits for 2026 and down payment requirements in Granite-Falls, Snohomish County, WA

Loan Type Loan Limit Down payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table is relevant for the following zip codes: 98252

Exploring Conventional and FHA loan options in Granite-Falls, WA

Lendersa® is dedicated to helping you swiftly obtain the ideal Conventional, USDA, or FHA loan without difficulties. You have the option to begin with any of these three methods to find matching lenders and tailored loan programs.

  1. Submit a detailed request for optimized Conventional/USDA/FHA loans
  2. Discover rates & terms for Conventional, USDA, and FHA loans first
  3. Explore the extensive database of Conventional lenders
Lendersa's USDA loan requests and matching results


Granite-Falls Lenders


  • MountainCrest Credit Union
  • 3710 168th Street NE, Suite A108, Arlington, WA, 98223
  • Lends in Washington

  • Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.

  • Halcyon Home Loans
  • 119 Cedar Ave, Snohomish, WA, 98290
  • Lends in Washington

  • Halcyon Home Loans is a full-service mortgage brokerage serving the greater Puget Sound area and all of Washington State. We pride ourselves on treating each client like they are the most important person in our world, and delivering outstanding service along with low rates / fees.

  • Snohomish Mortgage Company
  • 1030 Ave D, Suite 7, Snohomish, WA, 98290
  • Lends in Washington

  • Snohomish Mortgage! We are the Local Experts for all types of residential and commercial lending. There are many lenders to choose from, but we believe that having great rates is only part of what makes us the best. We want you to do business with the people you see in the community and trust.

  • BEN LINK, MORTGAGE
  • 9506 4th St NE, Lake Stevens, WA, 98258
  • Lends in Washington

  • Ben Link, Mortgage Broker. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. and also you can help you with that, too. Sometimes you may not need to sell your current home.

  • Mountain Pacific Bank
  • 3732 Broadway, Everett, WA, 98201
  • Lends in Washington

  • Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.

  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • Lends in Washington

  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status

  • Pro Escrow Inc
  • 5920 Evergreen Way, Suite C, Everett, WA, 98203
  • Lends in Washington

  • PRO ESCROW, INC is licensed by the Washington State Department of Financial Institution, licensed, bonded and approved by Financial Lenders nationwide. Our clients can rest assured that our high standard of care and professionalism protects their best interests when working with PRO ESCROW, INC!

  • Integrity First Mutual Mortgage LLC
  • 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012
  • Lends in Washington

  • Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.

  • Westar Funding
  • 728 3rd Street, Suite B, Mukilteo, WA, 98275
  • Lends in Washington

  • Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.

  • Pacific Capital Northwest
  • 8227 44th Ave W, Suite K, Mukilteo, WA, 98275
  • Lends in Washington

  • Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
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