FHA VS Conventional loan programs in Yelm, Thurston County, Washington

In 2025, the Conventional loan limit in Yelm, Thurston County, WA is $726,200. The FHA limit for a single-family home stands at $546,250.

Use the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans, assessing income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the best program for your financial situation in WA.

Explore loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Yelm, Thurston County, WA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $546,250 3.5%

The table applies to zip codes: 98576, 98597

Options for Conventional and FHA Loans in Yelm, WA

Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loan rapidly and hassle-free. Select one of three starting points that link you with matching lenders and loan programs.

Results from Lendersa's USDA loan requests and matchings


  • Community Access Lending
  • 871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
  • Community Access Lending. We are a full-service mortgage company based in Las Vegas, NV. We specialize in First time home-buyers assistance in Las Vegas. We also serve the surrounding cities in Clark County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership
  • YLM Financial
  • 871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
  • YLM Financial is the smart choice for all of your mortgage needs. We are a family-owned company that emphasizes community, relationships, honesty, and integrity in everything that we do. As a company, we are committed to you, our valued client. YLM’s focus is to provide quality service and communication throughout the loan process.
  • Assurance 832
  • 3044 Paseo Hills Way, Henderson, NV, 89052
  • Assurance 832 was formed to help small businesses survive and thrive by getting the funds they need. With our extensive network of investors and alternative lenders we can get funds to our clients in hours. Our passion is to see people’s dreams fulfilled and there is no bigger dream than the American Dream of working for yourself.
  • Taylor Derrick Capital
  • 2298 W Horizon Ridge Pkwy #213, Henderson, NV, 89052
  • Taylor Derrick Capital is a real estate investment management company that provides alternative investments in real estate debt and equity ventures. Our efforts are focused in the western states where we have deep relationships and valuable experience in the real estate industry.
  • Hilltop National Bank
  • 300 Country Club Rd, Casper, WY, 82609
  • Hilltop Bank, headquartered in Casper, Wyoming, has been locally owned and managed since 1964. We’re proud of our local heritage and place a very high priority on being a good community partner. Bank employees donate thousands of hours every year to worthwhile community projects and deserving non-profit agencies in our Casper
  • Boulder Dam Credit Union
  • 530 Avenue G, Boulder City, NV, 89006
  • Since this Credit Union's organization in 1940, we have strived to provide a financial institution where your needs could be met and your financial security attained. You are the only reason we exist. As an owner, you will benefit directly from every dollar the Credit Union earns.
  • Santa Fe Mortgage
  • 203-B North H Street, Lompoc, CA, 93436
  • Frederick Bittle founded Santa Fe Mortgage in 1995 after a successful 10-year career in the microelectronics industry. With a quarter-century of mortgage-origination experience, he has helped thousands of homeowners living in and around Lompoc and consistently receives referrals from the majority of real estate agents.
  • Ranch & Coast Mortgage Group, Inc.
  • 2000 State St, Suite A, Santa Barbara, CA, 93105
  • Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.