Explore the differences! FHA VS Conventional loan programs in Yelm, Thurston County, Washington

In 2025, the Conventional loan limit in Yelm, Thurston County, WA is $726,200. The FHA limit for a single-family home stands at $546,250.

Use the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans, assessing income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the best program for your financial situation in WA.

Explore loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Yelm, Thurston County, WA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $546,250 3.5%

The table applies to zip codes: 98576, 98597

Options for Conventional and FHA Loans in Yelm, WA

Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loan rapidly and hassle-free. Select one of three starting points that link you with matching lenders and loan programs.

Results from Lendersa's USDA loan requests and matchings


  • Pacific Beneficial Mortgage Company Inc.
  • 18010 Skypark Circle, Suite 225, Irvine, CA, 92614
  • Pacific Beneficial Mortgage Company, Inc, professional mortgage company specializing in residential mortgages. At Pacific Beneficial Mortgage Company, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.
  • Good Neighbor Mortgage & Realty
  • 1 Park Plaza, Suite 600, Irvine, CA, 92614
  • Good Neighbor Mortgage is one of the largest financial commitments that you will make during your life. We can help you realize that your home is truly a valuable financial tool for achieving the dreams and plans you have always envisioned. You only think about real estate and mortgage financing a few times during your life.
  • American 1st Partners
  • 18010 Skypark Circle, Suite 205, Irvine, CA, 92614
  • Our Vision is to change how the mortgage industry conducts business by building long-lasting relationships one loan at a time. We aim to go beyond the needs and desires of not only our clients but also our staff who work tirelessly to make everything possible. Developing an employee-centric workplace fosters an environment
  • Activus Home Loans
  • 4 Park Plaza, Suite 790, Irvine, CA, 92614
  • As the world gets smaller and faster, consumers demand results that are immediate, uncomplicated and accurate. That's why at Activus, we are committed to delivering those results to every customer - every time. Whether our clients are buying their first home, trading-up to a larger home, refinancing or just consolidating their debt.
  • HighTechLending, Inc.
  • 2030 Main St, Suite 350, Irvine, CA, 92614
  • "We are an FHA Approved Mortgage Bank and Direct Lender providing FHA, VA, USDA, 203K, Conventional, Jumbo, Streamline Refi, and Reverse Loans. Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings and exceptional customer service."
  • Loanleaders of America
  • 38 Executive Park, Suite 260, Irvine, CA, 92614
  • Loan Leaders of America, Inc. is a Nationwide Wholesale Lender offering conventional and government loans on both residential and commercial properties. Established in 1999 Loan Leaders of America, Inc., has maintained to be one of the nation's most competitive wholesale lenders and diversified brokers in the industry, year after year.
  • Direct Finance
  • 17782 Cowan, Suite F, Irvine, CA, 92614
  • Direct Finance is a full-service financing brokerage that offers a wide range of products to include residential and commercial financing, mixed use, multi-family, non-traditional financing, equity lines, and bank statement financing.Our team of mortgage experts and consultants are some of the most seasoned in the industry.
  • E Mortgage Capital, Inc.
  • 18071 Fitch, Suite 200, Irvine, CA, 92614
  • E Mortgage Capital has been a respected mortgage company with what we believe to be the most competitive interest rates in the market, boasting a level of customer service most often associated with small local lenders. Our mission is to serve our customers with honesty, integrity and competence.