Explore the differences! FHA VS Conventional loan programs in Black-River-Falls, Jackson County, Wisconsin

In the year 2026, the limit for Conventional loans in Black-River-Falls, Jackson county, WI is $647,200, while the FHA loan limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA options. Determine the income requirements, credit standards, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining which program in WI best suits your financial scenario.

Compare loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Black-River-Falls, Jackson, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is applicable to the following zip codes: 54615

Explore Conventional and FHA Loan Options in Black-River-Falls, WI

The goal of Lendersa® is to deliver the best Conventional, USDA, or FHA loans quickly and with minimal hassle. Start with one of three pathways to connect with matching lenders and loan offers.

USDA loan request and matching results from Lendersa


Black-River-Falls Lenders

  • 1st Community Credit Union
  • 1000 W Wisconsin St, Sparta, WI, 54656
  • Lends in Wisconsin
  • 1st Community Credit Union is a not-for-profit organization owned by its members...people like you. Our purpose is to provide a source of credit at a fair and reasonable rate. As a member, you are one of the owners of your Credit Union. We take pride in serving our members in the best way we know how: with friendly, personalized service.

  • Timberwood Bank
  • 110 West Veterans Street, Tomah, WI, 54660
  • Lends in Wisconsin
  • Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level and working togethe

  • Affordable Mortgage Financing LLC
  • 902 Superior Avenue, Tomah, WI, 54660
  • Lends in Wisconsin
  • Affordable Mortgage Financing LLC is located in Tomah, Wisconsin, and was founded in 2003. This business is working in the following industry: Mortgage companies. Annual sales are around USD 203, 040.00 and also Home loans to purchase or refinance. Amazing RATES. VA FHA USDA RURAL DEVELOPMENT.

  • The First National Bank of Bangor
  • 1798 Commercial Street, Bangor, WI, 54614
  • Lends in Wisconsin
  • Established in 1903, First National Bank of Bangor is independently owned and is proud to be your “Community Bank.” We offer a wide range of products and services to satisfy both your business and personal financial needs. We support and partner with our local communities in activities to improve the quality of life for their residents.

  • Park Bank Holmen, La Crosse & Sparta
  • 1200 Co Hwy DH, Holmen, WI, 54636
  • Lends in Wisconsin
  • Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.

  • Citizens First Bank
  • W25042 Hwy 54|35, Centerville, WI, 54661
  • Lends in Wisconsin
  • Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender.

    As a family-owned community bank with roots dating back to 1969,

  • La Crosse Burlington Credit Union
  • 1735 Credit Union Court, La Crosse, WI, 54603
  • Lends in Wisconsin
  • La Crosse Burlington Credit Union has been open since 1955. The credit union has assets totaling $8.53 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Coulee Bank
  • 1516 Losey Boulevard South, La Crosse, WI, 54601
  • Lends in Wisconsin
  • We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options

  • Citizens State Bank of La Crosse
  • 620 Main Street, La Crosse, WI, 54601
  • Lends in Wisconsin
  • Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!