FHA VS Conventional loan programs in 2026 for Tomah, Monroe County, Wisconsin

In 2026, the conventional loan limit in Tomah, situated in Monroe county, WI, is $726,200. The FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to explore today’s best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting your decision on the right program for your financial needs in WI.

Compare loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements for Tomah, Monroe, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 54660

Conventional and FHA Loan Options in Tomah, WI

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loans swiftly and hassle-free. Choose one of three starting points to connect with matching lenders and loan programs.

Results for USDA loan requests through Lendersa


Tomah Lenders

  • Timberwood Bank
  • 110 West Veterans Street, Tomah, WI, 54660
  • Lends in Wisconsin
  • Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level and working togethe

  • Affordable Mortgage Financing LLC
  • 902 Superior Avenue, Tomah, WI, 54660
  • Lends in Wisconsin
  • Affordable Mortgage Financing LLC is located in Tomah, Wisconsin, and was founded in 2003. This business is working in the following industry: Mortgage companies. Annual sales are around USD 203, 040.00 and also Home loans to purchase or refinance. Amazing RATES. VA FHA USDA RURAL DEVELOPMENT.

  • 1st Community Credit Union
  • 1000 W Wisconsin St, Sparta, WI, 54656
  • Lends in Wisconsin
  • 1st Community Credit Union is a not-for-profit organization owned by its members...people like you. Our purpose is to provide a source of credit at a fair and reasonable rate. As a member, you are one of the owners of your Credit Union. We take pride in serving our members in the best way we know how: with friendly, personalized service.

  • Royal Bank
  • 202 Main Street, Elroy, WI, 53929
  • Lends in Wisconsin
  • Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.

  • The First National Bank of Bangor
  • 1798 Commercial Street, Bangor, WI, 54614
  • Lends in Wisconsin
  • Established in 1903, First National Bank of Bangor is independently owned and is proud to be your “Community Bank.” We offer a wide range of products and services to satisfy both your business and personal financial needs. We support and partner with our local communities in activities to improve the quality of life for their residents.

  • Bank of Mauston
  • 503 Gateway Ave, Mauston, WI, 53948
  • Lends in Wisconsin
  • The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.

  • Coulee Bank
  • 1516 Losey Boulevard South, La Crosse, WI, 54601
  • Lends in Wisconsin
  • We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options

  • Citizens State Bank of La Crosse
  • 620 Main Street, La Crosse, WI, 54601
  • Lends in Wisconsin
  • Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!

  • Gundersen Credit Union
  • 1910 South Avenue, La Crosse, WI, 54601
  • Lends in Wisconsin
  • Gundersen Credit Union is recognized as an important member benefit offering convenient service, sound financial advice, and competitive rates in a comfortable environment. Gundersen Credit Union offers personal service, great rates, low fees and free checking! Stay connected through 7 Shared Branches.