Explore the differences! FHA VS Conventional loan programs in Cross-Plains, Dane County, Wisconsin

In the year 2025, the limit for a conventional loan in Cross-Plains, situated in Dane county, WI, is $647,200, whereas the FHA limit is $420,680 for a single-family home.

To contrast today's top Conventional, FHA, and USDA rates, use the Lendersa® Conventional loan calculator. This advanced tool allows you to see Conforming Conventional loans alongside USDA, FHA, and VA loans side by side, helping determine the best program for your specific financial circumstances in WI.

Explore loan options from 100 lenders

2025 Loan Limits and Down Payment Requirements in Cross-Plains, Dane County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable zip codes for this comparison: 53528

Conventional and FHA Loan Choices in Cross-Plains, WI

The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans, with ease and efficiency. Begin your search with one of three options that lead you to perfectly matched lenders and loan programs.

Results of Lendersa USDA loan requests and matches


  • Simple Home Lending
  • 17901 Hall Rd, Macomb, MI, 48044
  • Our mission is to Simplify a very complex industry...We promise to deliver the best possible advice and the most productive solutions to our clients. We can proudly state that collectively our team has worked together for Twenty Years. We share our ideas and strategies.It is our Privilege and our Obligation to serve You.
  • The First National Bank of Coleraine
  • 600 Powell Ave, Coleraine, MN, 55722
  • The First National Bank of Coleraine is proud to be a part of the local community. Since 1906 we have been committed to understanding the needs of the community and working with our friends and neighbors. By taking the time to know you, we believe we will be better able to meet all your financial needs.
  • Lowry State Bank
  • 400 Florence Avenue, Lowry, MN, 56349
  • Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President. On November 8, 1932, the Bank assumed the assets.
  • Midwest Community Credit Union
  • 1909 Old South Palmetto Street, Sioux City, IA, 51106
  • Midwest Community Credit Union is a financial institution that offers mobile banking, loans, gift, debit, and credit card services. Midwest Community Credit Union has been open since 1955. The credit union has assets totaling $42.5 Million and provides banking services to more than 3,000 members.
  • Liberty National Bank IA
  • 4425 Singing Hills Blvd., Sioux City, IA, 51106
  • In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.
  • Wall Street Lending
  • 17000 17 Mile Road, Clinton Township, MI, 48038
  • Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems. As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.
  • Sock Mortgage LLC
  • 42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038
  • John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.
  • BrightSide Lending LLC
  • 42475 Garfield Rd, Clinton Township, MI, 48038
  • At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.
  • Victory Home Loans
  • 43260 Garfield, Suite 250, Clinton Township, MI, 48038
  • "Victory Home Loans is a wholesale brokerage that was established in December of 2000. Scott Van Sickle is the broker & brings over 15 years of combined mortgage & real estate experience to the table.Being a wholesale broker gives us the unique advantage of giving superior service while at the same time delivering very competitive rates and