FHA VS Conventional loan in Cross-Plains, Dane County, Wisconsin

In the year 2025, the limit for a conventional loan in Cross-Plains, situated in Dane county, WI, is $647,200, whereas the FHA limit is $420,680 for a single-family home.

To contrast today's top Conventional, FHA, and USDA rates, use the Lendersa® Conventional loan calculator. This advanced tool allows you to see Conforming Conventional loans alongside USDA, FHA, and VA loans side by side, helping determine the best program for your specific financial circumstances in WI.

Explore loan options from 100 lenders

2025 Loan Limits and Down Payment Requirements in Cross-Plains, Dane County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable zip codes for this comparison: 53528

Conventional and FHA Loan Choices in Cross-Plains, WI

The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans, with ease and efficiency. Begin your search with one of three options that lead you to perfectly matched lenders and loan programs.

Results of Lendersa USDA loan requests and matches


  • Spectrum Global Financial
  • 845 N Garland Ave. Suite 215, Orlando, FL, 32801
  • Spectrum Global Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • FBC Mortgage, LLC
  • 189 South Orange Ave., Suite 970, Orlando, FL, 32801
  • FBC Mortgage, LLC is a Top 20 National Mortgage Lender headquartered in Orlando, Florida. FBC is licensed in 47 states and has over 81 branches and 750 employees nationwide. FBC specializes in residential mortgage lending through our retail and wholesale/correspondent channels, and offers purchase, refinance, construction, and renovation loans
  • GDM Mortgage Corp
  • 100 E Pine St Suite 110, Orlando, FL, 32801
  • We understand that each client is unique with different needs.Therefore we offer many programs from Conventional, FHA, VA, USDA, to Bank Statements, & Investor Quick Fix and Flip loans.All designed for a successful approval and closing. We work directly with wholesale lenders which offers us low wholesale rates passed directly to the client.
  • Florida Home Funding
  • 390 N Orange Ave #2125, Orlando, FL, 32801
  • Florida Home Funding, an Orlando Florida mortgage broker, we have the experience, financial strength, and personalized service you can count on. As a client of Florida Home Funding, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products.
  • Wellspring Finance Corp
  • 10244 East Colonial Drive, Suite 112, Orlando, FL, 32817
  • At Wellspring Finance, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.Wellspring Finance, professional mortgage company specializing in residential mortgages
  • Ebanc Home Loans LLC
  • 820 Park Court, Palm Harbor, FL, 34683
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Hand Mortgage Corporation
  • 3060 Palm Harbor Blvd Suite B-10, Palm Harbor, FL, 34683
  • Lending Hand Mortgage (NMLS #373538) prides itself on providing unparalleled customer service and earning satisfied clients. Our purpose? Satisfy the mortgage needs of our customers and exceed their expectations. This year Lending Hand Mortgage Corp. celebrates 19 years in business. Since opening our doors in Tampa, FL in 2000
  • Fairway Independent Mortgage Corporation
  • 2945 Alt 19, Ste A, Palm Harbor, FL, 34683
  • Fairway Independent Mortgage Corporation was founded in 1996 by Steve Jacobson. Just five years after opening its doors, our Customer service is a way of life at Fairway. Not only are we dedicated to finding the best rates for our customers we also offer some of the fastest turn times in the industry
  • Angel Mortgage Services Inc
  • 773 S Kirkman Rd, Suite 114, Orlando, FL, 32811
  • We take pride in providing you with first-rate service and not only appreciate but look forward to the opportunity to assist you with your mortgage needs. Ike Darius the founder and CEO of Angel Mortgage Services. Over the course of 19 years Ike have been involved, in some form or another, the mortgage profession.