FHA VS Conventional loan programs in Cross-Plains, Dane County, Wisconsin

In the year 2025, the limit for a conventional loan in Cross-Plains, situated in Dane county, WI, is $647,200, whereas the FHA limit is $420,680 for a single-family home.

To contrast today's top Conventional, FHA, and USDA rates, use the Lendersa® Conventional loan calculator. This advanced tool allows you to see Conforming Conventional loans alongside USDA, FHA, and VA loans side by side, helping determine the best program for your specific financial circumstances in WI.

Explore loan options from 100 lenders

2025 Loan Limits and Down Payment Requirements in Cross-Plains, Dane County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable zip codes for this comparison: 53528

Conventional and FHA Loan Choices in Cross-Plains, WI

The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans, with ease and efficiency. Begin your search with one of three options that lead you to perfectly matched lenders and loan programs.

Results of Lendersa USDA loan requests and matches


  • VRM Lending
  • 740 Corporate Center Dr, Suite 900, Pomona, CA, 91768
  • VRM Lending LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the right mortgage for you and your family from the many mortgage options.
  • Community Mortgage Funding LLC
  • 3201 W. Temple Avenue, Suite 120, Pomona, CA, 91768
  • CMF is mortgage banking company owned by two leading Southern California credit unions providing homebuyers & homeowners with customized home financing solutions for over 10 years. CMF has become a premier mortgage lender by delivering quality residential mortgage lending programs to satisfied customers.
  • Alliance Capital Partners Corp
  • 4535 SW Laurelwood Avenue, Portland, OR, 97225
  • Alliance Capital Partners is dedicated to helping clients achieve their financial goals by offering multiple loan programs which are identified per individual transaction need. We are a service based company, and want to focus on facilitating a positive experience for each client. Rather than having to deal with a major bank on your own.
  • United Trades FCU
  • 20210 SW Teton Avenue, Tualatin, OR, 97062
  • Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.
  • All Pacific Mortgage
  • 8100 SW Nyberg Rd, Suite 295, Tualatin, OR, 97062
  • Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
  • Value Mortgage Inc
  • 8695 SW Chinook St, Tualatin, OR, 97062
  • We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients
  • Nuhome Team
  • 440 E Route 66, Glendora, CA, 91740
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost. Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"
  • PCMortgage
  • 1345 South Grand Avenue, Glendora, CA, 91740
  • At PC Mortgage, we provide you with quality service and powerful technology ... Jaime Genie Founder of PC Mortgage PC Mortgage breaks down the loan process for new buyers using plain English and easy calculators. We’re a team of real people, not just an online tool. That means we can help regardless of your financial situation.
  • SquareLend
  • 440 East Route 66, Glendora, CA, 91740
  • Our mortgage experts treat you with the respect as a valued customer and give you the personal attention you deserve. We know you are making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.