FHA VS Conventional loan programs in 2026 for Cross-Plains, Dane County, Wisconsin
In the year 2026, the limit for a conventional loan in Cross-Plains, situated in Dane county, WI, is $647,200, whereas the FHA limit is $420,680 for a single-family home.
To contrast today's top Conventional, FHA, and USDA rates, use the Lendersa® Conventional loan calculator. This advanced tool allows you to see Conforming Conventional loans alongside USDA, FHA, and VA loans side by side, helping determine the best program for your specific financial circumstances in WI.
2026 Loan Limits and Down Payment Requirements in Cross-Plains, Dane County, WI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applicable zip codes for this comparison: 53528
Conventional and FHA Loan Choices in Cross-Plains, WI
The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans, with ease and efficiency. Begin your search with one of three options that lead you to perfectly matched lenders and loan programs.
6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
Lends in Wisconsin
US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.
The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.
Thompson Kane believes mortgage lending is about serving you. We take great pride in helping you realize one of life’s great dreams. That means providing the right loan, at a great rate, and closing on time every time! It also means we’re looking out for you every step of the way, helping you get acquainted with your options
State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.
"Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise. Our expert Mortgage Advisors work closely with multiple wholesale lenders."
Easy Mortgage is a locally owned and operated mortgage lending company that has been serving the Madison area since 2005. We are in the business of helping people purchase a home with the best program and rates for their unique situation, whether you are refinancing or buying your first, second, or third home.
