FHA VS Conventional loan programs in Waunakee, Dane County, Wisconsin

Throughout 2026, the conventional loan limit in Waunakee, within the jurisdiction of Dane county, WI, is set at $726,200, whereas for a single-family home, the FHA limit is $472,030.

Leverage Lendersa®'s Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loan types. It identifies income, credit score, reserves, and essential documents for eligibility. This cutting-edge mortgage calculator juxtaposes Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the best program in WI for your particular financial situation.

Explore loan offers from 100 different lenders

Loan Limits and Downpayment Requirements for 2026 in Waunakee, Dane, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These figures apply to the zip codes: 53597

Options for Conventional and FHA Loans in Waunakee, WI

Lendersa® aims to quickly secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points that connect you with suitable lenders and corresponding programs.

Lendersa USDA loan request and results compiled


Waunakee Lenders

  • US Lending Corporation
  • 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
  • Lends in Wisconsin
  • US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.

  • One Community Bank
  • 8215 Greenway Blvd, Madison, WI, 53562
  • Lends in Wisconsin
  • One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.

  • US LENDING SOLUTIONS
  • 255 N Sherman Ave, Suite 3, Madison, WI, 53704
  • Lends in Wisconsin
  • Your personal mortgage goals are important to me and I'm happy to help you reach them. As a Senior Mortgage Specialist and Home Owner Mortgage Advisor with US Lending Solutions in Madison, WI, I work diligently to understand each and every client's needs. Through my 27 years experience in the financial world you can expect the results you deserve.

  • Settlers Bank
  • 4021 Meridian Drive, Windsor, WI, 53598
  • Lends in Wisconsin
  • Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank

  • DMB Community Bank
  • 321 North Main Street, Deforest, WI, 53532
  • Lends in Wisconsin
  • We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you

  • Capitol Bank
  • 710 N High Point Rd, Madison, WI, 53717
  • Lends in Wisconsin
  • We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.

  • QRL Financial Services
  • 801 Deming Way, Madison, WI, 53717
  • Lends in Wisconsin
  • QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.

  • Select One Mortgage Inc.
  • 1111 Deming Way, Suite 205, Madison, WI, 53717
  • Lends in Wisconsin
  • The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.

  • Thompson Kane and Company
  • 8020 Excelsior Dr, Suite 401, Madison, WI, 53717
  • Lends in Wisconsin
  • Thompson Kane believes mortgage lending is about serving you. We take great pride in helping you realize one of life’s great dreams. That means providing the right loan, at a great rate, and closing on time every time! It also means we’re looking out for you every step of the way, helping you get acquainted with your options