FHA VS Conventional loan in Middleton, Dane County, Wisconsin

In 2026, the Conventional loan cap in Middleton, located in Dane county, WI, is $726,200 whereas the FHA loan limit for a single-family residence stands at $472,030.

Lendersa® offers a Conventional loan calculator that allows you to compare today’s best rates across Conventional, FHA, and USDA loans. This tool evaluates the necessary income, credit, reserves, and documents for qualifying. With our comprehensive mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in WI for your financial needs.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Middleton, Dane, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 53562

Explore Conventional and FHA Loan Options in Middleton, WI

At Lendersa®, our aim is to efficiently connect you with the best Conventional, USDA, or FHA loans without hassle. Start by choosing one of three approaches that will help match you with lenders and programs.

Lendersa USDA loan request and matching results


Middleton Lenders

  • US Lending Corporation
  • 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
  • Lends in Wisconsin
  • US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.

  • One Community Bank
  • 8215 Greenway Blvd, Madison, WI, 53562
  • Lends in Wisconsin
  • One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.

  • Capitol Bank
  • 710 N High Point Rd, Madison, WI, 53717
  • Lends in Wisconsin
  • We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.

  • QRL Financial Services
  • 801 Deming Way, Madison, WI, 53717
  • Lends in Wisconsin
  • QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.

  • Select One Mortgage Inc.
  • 1111 Deming Way, Suite 205, Madison, WI, 53717
  • Lends in Wisconsin
  • The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.

  • Thompson Kane and Company
  • 8020 Excelsior Dr, Suite 401, Madison, WI, 53717
  • Lends in Wisconsin
  • Thompson Kane believes mortgage lending is about serving you. We take great pride in helping you realize one of life’s great dreams. That means providing the right loan, at a great rate, and closing on time every time! It also means we’re looking out for you every step of the way, helping you get acquainted with your options

  • Easy Mortgage, Inc.
  • 575 D'onofrio Dr, Suite 301, Madison, WI, 53719
  • Lends in Wisconsin
  • Easy Mortgage is a locally owned and operated mortgage lending company that has been serving the Madison area since 2005. We are in the business of helping people purchase a home with the best program and rates for their unique situation, whether you are refinancing or buying your first, second, or third home.

  • US LENDING SOLUTIONS
  • 255 N Sherman Ave, Suite 3, Madison, WI, 53704
  • Lends in Wisconsin
  • Your personal mortgage goals are important to me and I'm happy to help you reach them. As a Senior Mortgage Specialist and Home Owner Mortgage Advisor with US Lending Solutions in Madison, WI, I work diligently to understand each and every client's needs. Through my 27 years experience in the financial world you can expect the results you deserve.

  • St. Mary's & Affiliates Credit Union
  • 700 South Park Street, Madison, WI, 53715
  • Lends in Wisconsin
  • Our Mission Statement: "In the spirit of people helping people, we assist our members in achieving financial health." Our Vision Statement: To be a trusted primary financial institution offering products and services that meets the needs of our members for a lifetime. We are available to those living and/or working in Adams, Dane, Iowa, Juneau.