FHA VS Conventional loan in Middleton, Dane County, Wisconsin

In 2025, the Conventional loan cap in Middleton, located in Dane county, WI, is $726,200 whereas the FHA loan limit for a single-family residence stands at $472,030.

Lendersa® offers a Conventional loan calculator that allows you to compare today’s best rates across Conventional, FHA, and USDA loans. This tool evaluates the necessary income, credit, reserves, and documents for qualifying. With our comprehensive mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in WI for your financial needs.

Explore loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Middleton, Dane, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 53562, 53597

Explore Conventional and FHA Loan Options in Middleton, WI

At Lendersa®, our aim is to efficiently connect you with the best Conventional, USDA, or FHA loans without hassle. Start by choosing one of three approaches that will help match you with lenders and programs.

Lendersa USDA loan request and matching results


  • Mortgage Connections LLC
  • 7500 North Canton Center Road, Suite B, Canton, MI, 48187
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Modern Mortgage LLC
  • 930 Seyburn Avenue, Waterford, MI, 48327
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Bayard Business Capital and Consulting Inc.
  • 4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
  • Bayard Business Capital and Consulting (BBCC) is a private commercial bank. We provide both debt capital and consulting services. We do not accept deposits or participate in consumer financial services. Debt capital is provided as either a correspondent for 40 different lenders, associated private investors, or direct from BBCC.
  • St. Louis Community Credit Union
  • 3651 Forest Park Ave, Saint Louis, MO, 63108
  • St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. For 75 years and counting, we have been changing lives and giving back to the individuals and communities we humbly serve.
  • Pine Country Bank
  • 1201 1st Avenue Ne, Little Falls, MN, 56345
  • Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.
  • Stifel Bank & Trust
  • 501 North Broadway, 10th Floor, Saint Louis, MO, 63102
  • At Stifel Bank, we make banking and lending simple, convenient, and even enjoyable for our individual and business clients. We have adopted a client-centered business model in which each associate is responsible for contributing to our clients’ overall satisfaction; fostering an entrepreneurial culture based on participation and respect.
  • Access Capital Funding, LLC
  • 14366 S Outer 40, Chesterfield, MO, 63017
  • Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.
  • M1 Bank
  • 112 South Hanley Road, Suite 120, Clayton, MO, 63105
  • M1 Bank is a Boutique Financial Institution specializing in Low-to-Moderate Income Housing (LIHTC), Renewable Energy (ITC – Investment Tax Credit) and Historic Tax Credit Development Lending on a National Scale. M1 is a High-Performance Financial Institution recognized by S&P Global as one of the Top 100 performing institutions