FHA VS Conventional loan programs in 2026 for Middleton, Dane County, Wisconsin

In 2026, the Conventional loan cap in Middleton, located in Dane county, WI, is $726,200 whereas the FHA loan limit for a single-family residence stands at $472,030.

Lendersa® offers a Conventional loan calculator that allows you to compare today’s best rates across Conventional, FHA, and USDA loans. This tool evaluates the necessary income, credit, reserves, and documents for qualifying. With our comprehensive mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in WI for your financial needs.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Middleton, Dane, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 53562

Explore Conventional and FHA Loan Options in Middleton, WI

At Lendersa®, our aim is to efficiently connect you with the best Conventional, USDA, or FHA loans without hassle. Start by choosing one of three approaches that will help match you with lenders and programs.

Lendersa USDA loan request and matching results


  • Journey Lending
  • 15907 Morgan Street, Sugar Land, TX, 77478
  • Journey Lending is a licensed mortgage originator based in Sugarland, Texas . Our business is built on our industry expertise, partner relationships, and providing the best service to every customer we work with, and every loan we service. Our mission is to make your journey to homeownership a joyous experience.

  • Top Mortgage LLC
  • 800 Bonaventure Way, Suite 102, Sugar Land, TX, 77478
  • Buying a home is one of the largest financial decisions you’ll make in your lifetime. It can also be one of the most stressful decisions for many buyers, especially first-time buyers. Serving the Greater Houston Area and all of Texas for 17 years, we are here to guide you through the process and find the best option to suit your financial needs.

  • Discovered Homes Investment Inc
  • 800 Bonaventure Way, Suite 107, Sugar Land, TX, 77478
  • Discovered Homes We specialize in providing real estate services to thousands of people in the Houston and surrounding areas . We promise great customer service and an amazing experience. No exception Our goal is ensuring that you accomplish your real estate dreams from the moment you call until you reach your new home

  • Archstone Lending Group
  • 3 Sugar Creek Center Blvd, Suite 100, Sugar Land, TX, 77478
  • Archstone Lending Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Oakdale Mortgage
  • 16554 Creek Bend Drive, Suite 220, Sugar Land, TX, 77478
  • Oakdale Mortage Our experienced loan officers make sure that you are making the right decision in your mortgage by giving you the attention and information needed to ensure a successful and timely closing. We know that the best results for one of life’s biggest decisions cannot be left to just anyone – at Oakdale Mortgage.

  • Sutherland Mortgage Services Inc.
  • 14090 Southwest Freeway, Suite 300, Sugar Land, TX, 77478
  • Sutherland Mortgage Services, Inc. was founded in 1998. The company's line of business includes originating mortgage loans, selling mortgage loans to permanent investors, and servicing loans.Sutherland Mortgage Services, Inc., is Licensed in the State of New York but does not do business in the State of New York using this website.

  • REI Lending Network, LLC.
  • 3918 ABBEYWOOD DR, Pearland, TX, 77584
  • Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.

  • Peabody Capital Lending LLC
  • 2743 Smith Ranch Road, Suite 303, Pearland, TX, 77584
  • Peabody Capital Lending are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.