FHA VS Conventional loan programs in 2026 for Madison, Dane County, Wisconsin
In 2026, the conventional loan limit for Madison, situated in Dane county, WI, stands at $726,200. Conversely, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, assessing the income, credit, reserves, and documents needed to qualify. This advanced mortgage tool provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loan options, guiding you to select the optimal program in WI for your financial scenario.
2026 Loan Limits and Downpayment Requirements in Madison, Dane, WI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for zip codes: 53706, 53704, 53705, 53703, 53726, 53792, 53719, 53718, 53715, 53714, 53717, 53716, 53711, 53713, 53701, 53707, 53708, 53725, 53774, 53777, 53782, 53783, 53784, 53785, 53786, 53788, 53790, 53793, 53794
Explore Conventional and FHA Loan Options in Madison, WI
The goal at Lendersa® is to promptly offer the best available Conventional, USDA, or FHA loan. Begin with one of three paths to find matching lenders and loan programs that meet your needs.
The Peoples Mortgage Team is your premier mortgage lender located in Elk Grove, California. Peoples Mortgage Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.
9381 E Stockton Blvd, Suite 208, Elk Grove, CA, 95624
"Land Home Financial Services is a Mortgage Banker/Direct Lender. We provide professional consultation and free mortgage loan analysis with a guarantee to offer you our best rates and programs available.
Land Home always conducts business in a highly ethical manner while focusing on doing what is best for the customer."
8788 Elk Grove Blvd, Suite 1, Elk Grove, CA, 95624
Amanda Rawls is a mortgage veteran of 25 years who is also a dedicated wife and mother of 5 wonderful angels. Amanda Rawls is passionate and values taking the time to explain the process of home ownership, refinancing and critical loan details. Amanda Rawls enjoys walking her clients through the entire process in simple terms.
9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.
Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.
California Capital Mortgage Company was founded in 2008 and continues to grow and develop year after year. At California Capital, we have a dedicated team and we love what we do; this dedication permeates into every part of our company, enabling us to do everything efficiently from providing the highest level of customer service
3626 Fair Oaks Blvd, Suite 100, Sacramento, CA, 95864
The City Center Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Our Mortgage Advisors here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
"CalStateLender, Inc. is a Local Mortgage Brokerage located in Sacramento California. Started by industry veteran Sean Safholm to offer more options for local home buyers with super competitive rates & fees. The Mortgage Broker industry is seeing tremendous grown in the recent years as smart consumers learn that the Broker can offer the same mon
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
My 1st Choice Mortgage is committed to our clients and guarantee the best experience possible and will answer all of your questions and walk you through each step of the way! We make everything transparent from start to finish, our job is to make this process as simple and clear as possible while most importantly, getting you the best deal!
