FHA VS Conventional loan programs in 2025 for Madison, Dane County, Wisconsin
In 2025, the conventional loan limit for Madison, situated in Dane county, WI, stands at $726,200. Conversely, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, assessing the income, credit, reserves, and documents needed to qualify. This advanced mortgage tool provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loan options, guiding you to select the optimal program in WI for your financial scenario.
2025 Loan Limits and Downpayment Requirements in Madison, Dane, WI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for zip codes: 53706, 53704, 53705, 53703, 53726, 53792, 53719, 53718, 53715, 53714, 53717, 53716, 53711, 53713, 53701, 53707, 53708, 53725, 53774, 53777, 53782, 53783, 53784, 53785, 53786, 53788, 53790, 53793, 53794
Explore Conventional and FHA Loan Options in Madison, WI
The goal at Lendersa® is to promptly offer the best available Conventional, USDA, or FHA loan. Begin with one of three paths to find matching lenders and loan programs that meet your needs.
We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.
Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.
Mortgage 1 is dedicated to providing a world-class team with innovative tools to better serve our customers. Our mission is to deliver unique financing options tailored to each individual’s situation. Family is the foundation of Mortgage 1 and providing exceptional service to lifelong customers is our goal.
44028 Mound Rd, Suite 3, Sterling Heights, MI, 48314
R-B Financial/Mortgages, Inc was established in 1992. A lot about the mortgage industry has changed over that time. However, our core principles established 30 years ago still remain the same today. Honesty. Integrity. Accountability.Founded by Ralph Buccinno, R-B Financial/Mortgages, Inc.
Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20, 000 members. We were founded by a small group of educators in 1954. and also At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.
First Independence Bank’s mission is to be a beacon for capital accumulation for individuals and business entities by delivering financial services with an affinity for under-served and minority communities. First Independence Bank, a state‐chartered commercial bank, complies with all applicable laws, rules, regulations, and ordinances.
The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
1381 High Street, Suite 107, Washington, MO, 63090
Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.
Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s
Columbia Credit Union is unique. Not-for-profit and member-owned since 1935, we are dedicated to satisfying our members' needs. You'll appreciate our friendly service, low interest loans, high-yield savings accounts, and convenient 24-hour account access services. It's what makes us different and better than other financial institutions.
