FHA VS Conventional loan programs in Omro, Winnebago County, Wisconsin

In 2026, the conventional loan limit for a single-family home in Omro, located in the county of Winnebago, WI, is $726,200. Meanwhile, the FHA loan limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and required documents for qualification. With this advanced tool, you can examine Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you to choose the best program in WI for your specific financial scenario.

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2026 Loan Limits and Down Payment Requirements in Omro, Winnebago County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 54963

Explore Conventional and FHA Loan Options in Omro, WI

The aim of Lendersa® is to efficiently provide you with the most optimal Conventional, USDA, or FHA loan effortlessly. Choose one of three starting points that will link you with suitable lenders and loan programs.

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Omro Lenders

  • The Farmers & Merchants Bank
  • 123 W Huron St., Berlin, WI, 54923
  • Lends in Wisconsin
  • We are a full-service, community bank that supports its customers like family with industry-leading tools and technology backed by a smart, compassionate family of leaders. Our unique family leadership structure gives us the ability to offer flexible banking in an equally unique way--like family.

  • Fortifi Bank
  • 240 Broadway Street, Berlin, WI, 54923
  • Lends in Wisconsin
  • Fortifi Bank, formerly 1st National, has been Banking with folks just like you for more than 140 years. That means we have been in business since 1876. Over time, the economic landscape changes, but one thing stays the same – people need financial security to build their dreams upon.

  • Winnebago Community Credit Union
  • 567 E. Snell Road, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.

  • Oshkosh Postal Employees Credit Union
  • 1012 W 20th Avenue, Oshkosh, WI, 54902
  • Lends in Wisconsin
  • The Oshkosh Postal Employees Credit Union was incorporated on February 25, 1930 with 7 letter carriers who worked at the Post Office in Oshkosh, Wisconsin. In April of 1973, the By-Laws were changed to include employees of the associate offices (549 Zip Code Area) and their families as well as the employees of the Credit Union and their families

  • Evergreen Credit Union
  • 1500 W American Drive, Neenah, WI, 54956
  • Lends in Wisconsin
  • Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.

  • Mortgage Nerds, LLC
  • 4090 W Spencer St, Appleton, WI, 54914
  • Lends in Wisconsin
  • Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker

  • Thrivent Federal Credit Union
  • PO Box 8920, Appleton, WI, 54912
  • Lends in Wisconsin
  • Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.

  • National Exchange Bank & Trust
  • 130 South Main St, Fond Du Lac, WI, 54936
  • Lends in Wisconsin
  • National Exchange Bank & Trust has proudly served Southeastern Wisconsin since 1933. We are an independent, family-owned financial institution that has been held in high regard as one of the highest rated financial institutions in the Midwest for many years. Our performance is supported by a strong balance sheet, prudent asset management.

  • American National Bank – Fox Cities
  • 2200 North Richmond Street, Appleton, WI, 54911
  • Lends in Wisconsin
  • we had a vision. In 1993 our founders saw a need for a bank in our community that would focus on small to medium-sized businesses—a bank that was willing to take a chance on the success of our clients by focusing on what is best for them.

    They were the pioneers of a new idea: entrepreneurs serving other entrepreneurs.