FHA VS Conventional loan programs in 2026 for South-Milwaukee, Milwaukee County, Wisconsin

For 2026, the Conventional loan cap in South-Milwaukee, located in Milwaukee county, WI, is $647,200, whereas the FHA loan cap is $420,680 for single-family residences.

Explore Lendersa®'s Conventional loan calculator for comparing today's rates between Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documentation necessary. Using our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side to understand which program in WI best supports your specific financial requirements.

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2026 Loan Limits & Down Payments in South-Milwaukee, Milwaukee, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table is applicable to zip codes: 53172

Loan Options for Conventional and FHA in South-Milwaukee, WI

The aim of Lendersa® is to quickly provide you with the most suitable Conventional, USDA, or FHA loan hassle-free. Begin with one of the three points to find lenders and programs that meet your needs.

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South-Milwaukee Lenders

  • Tri City National Bank
  • 6400 S 27th Street, Oak Creek, WI, 53154
  • Lends in Wisconsin
  • For more than 55 years, Tri City has been a bank focused on the needs of its customers and communities. Put simply, we succeed when you do. That’s why we are dedicated to helping families fulfill their financial dreams and businesses grow. After all, we are Your Hometown Bank. Member FDIC. Equal Housing Lender.

  • Guardian Credit Union
  • 7801 S. Howell Avenue, Oak Creek, WI, 53154
  • Lends in Wisconsin
  • In 1934, Harnischfeger Corporation employees in West Milwaukee, Wisconsin established a credit union to provide a source of credit at a fair interest rate and the opportunity for its members to improve their economic and social conditions. In 1986, the membership voted to expand the charter to a community credit union serving any persons living.

  • A Better Mortgage Company
  • 4379 S. Howell Avenue, Suite 22, Milwaukee, WI, 53207
  • Lends in Wisconsin
  • A Better Mortgage Company has been saving Wisconsin homeowners money with the most aggressive programs down to 500 credit score, and 100% financing available with 580+ scores and also Providing Wisconsin home services since 1998 with the most aggressive programs, refinancing, 1st and 2nd mortgages, reverse mortgages, VA, FHA and etc

  • Wisconsin Wholesale Mortgage
  • 2833 W. Layton Avenue, Milwaukee, WI, 53221
  • Lends in Wisconsin
  • wisconsinwholesalemortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Darrell Frenzel is the owner of Wisconsin Wholesale Mortgage. I rarely get beat on rate/closing costs. “My goal in the Mortgage Business is to make a positive difference in people’s lives, first

  • Pyramax Bank
  • 7001 W. Edgerton Ave, Greenfield, WI, 53220
  • Lends in Wisconsin
  • PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha.

    Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,

  • SmartFinancial
  • 2778 South 35th Street, Milwaukee, WI, 53215
  • Lends in Wisconsin
  • Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.

  • F Street Group
  • 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
  • Lends in Wisconsin
  • Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.

  • Milwaukee Hard Money
  • 1130 N 9th St, Milwaukee, WI, 53233
  • Lends in Wisconsin
  • Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market.
    We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.

  • Empower Credit Union
  • 10635 W Greenfield Avenue, West Allis, WI, 53214
  • Lends in Wisconsin
  • Empower Credit Union is here to provide financial services and products that educate, prepare, and empower our members and the community we serve. Our financial institution was originally incorporated as the “Employees Mutual Savings Building and Loan Association” (EMSBLA) on April 12, 1914.