FHA VS Conventional loan programs in 2026 for St.-Francis, Milwaukee County, Wisconsin

As of 2026, the conventional loan limit in St.-Francis, within Milwaukee county, WI, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to compare today’s best rates among Conventional, FHA, and USDA loans. Calculate the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your choice of the best program for your financial needs in WI.

Check out loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in St.-Francis, Milwaukee, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 53235

Conventional and FHA Loan Choices in St.-Francis, WI

Lendersa® aims to efficiently connect you with the best Conventional, USDA, or FHA loans, free from hassle. Initiate the process by choosing one of three ways that lead to matching lenders and suitable loan programs.

Results from Lendersa USDA loan requests


St.-Francis Lenders

  • A Better Mortgage Company
  • 4379 S. Howell Avenue, Suite 22, Milwaukee, WI, 53207
  • Lends in Wisconsin
  • A Better Mortgage Company has been saving Wisconsin homeowners money with the most aggressive programs down to 500 credit score, and 100% financing available with 580+ scores and also Providing Wisconsin home services since 1998 with the most aggressive programs, refinancing, 1st and 2nd mortgages, reverse mortgages, VA, FHA and etc

  • Wisconsin Wholesale Mortgage
  • 2833 W. Layton Avenue, Milwaukee, WI, 53221
  • Lends in Wisconsin
  • wisconsinwholesalemortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Darrell Frenzel is the owner of Wisconsin Wholesale Mortgage. I rarely get beat on rate/closing costs. “My goal in the Mortgage Business is to make a positive difference in people’s lives, first

  • SmartFinancial
  • 2778 South 35th Street, Milwaukee, WI, 53215
  • Lends in Wisconsin
  • Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.

  • F Street Group
  • 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
  • Lends in Wisconsin
  • Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.

  • Milwaukee Hard Money
  • 1130 N 9th St, Milwaukee, WI, 53233
  • Lends in Wisconsin
  • Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market.
    We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.

  • Tri City National Bank
  • 6400 S 27th Street, Oak Creek, WI, 53154
  • Lends in Wisconsin
  • For more than 55 years, Tri City has been a bank focused on the needs of its customers and communities. Put simply, we succeed when you do. That’s why we are dedicated to helping families fulfill their financial dreams and businesses grow. After all, we are Your Hometown Bank. Member FDIC. Equal Housing Lender.

  • Guardian Credit Union
  • 7801 S. Howell Avenue, Oak Creek, WI, 53154
  • Lends in Wisconsin
  • In 1934, Harnischfeger Corporation employees in West Milwaukee, Wisconsin established a credit union to provide a source of credit at a fair interest rate and the opportunity for its members to improve their economic and social conditions. In 1986, the membership voted to expand the charter to a community credit union serving any persons living.

  • Pyramax Bank
  • 7001 W. Edgerton Ave, Greenfield, WI, 53220
  • Lends in Wisconsin
  • PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha.

    Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,

  • Brewery Credit Union
  • 1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
  • Lends in Wisconsin
  • Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union