FHA VS Conventional loan programs in 2026 for Huntington, Cabell County, West Virginia
In 2026, within Huntington, located in Cabell County, WV, the conventional loan limit is $726,200. The FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare current top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you make an informed choice on the best program for your financial situation in WV.
2026 Loan Limits and Downpayment Requirements in Huntington, Cabell County, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 25703
Loan Options: Conventional and FHA in Huntington, WV
Lendersa® aims to help you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to find matching lenders and loan programs that meet your needs.
Huntington C & O Railway Employees Federal Credit Union
901 Sixth Avenue, Huntington, WV, 25701
Lends in West Virginia
Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services
Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.
The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
