FHA VS Conventional loan in Pea-Ridge, Cabell County, West Virginia
In 2026, the conventional loan boundary in Pea-Ridge, within Cabell county, WV is set at $647,200, while the FHA cap for a single-family home comes to $420,680.
Take advantage of Lendersa's conventional loan calculator to compare current Conventional, FHA, and USDA rates. You can identify necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator shows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to help choose the best program in WV for your financial situation.
2026 Loan Limits and Down Payment Details in Pea-Ridge, County of Cabell, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is relevant for these zip codes: 25705
Loan Options in Pea-Ridge, WV: Conventional and FHA
Lendersa aims to quickly secure the ideal Conventional, USDA, or FHA loan for you, easily and efficiently. Begin by choosing one of three paths to find lenders and loan programs that suit your needs.
Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives
Huntington C & O Railway Employees Federal Credit Union
901 Sixth Avenue, Huntington, WV, 25701
Lends in West Virginia
Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.
The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
