FHA VS Conventional loan in Moundsville, Marshall County, West Virginia

In 2026, the conventional loan limit for Moundsville, situated in Marshall County, WV, is $726,200. Conversely, the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator allows you to evaluate today's best rates for Conventional, FHA, and USDA loans. It helps assess the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the ideal program for your financial situation in WV.

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2026 Loan Limits and Downpayment Requirements in Moundsville, Marshall County, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to these zip codes: 26041

Exploring Conventional and FHA Loan Options in Moundsville, WV

The mission of Lendersa® is to swiftly provide the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three initial approaches to find matching lenders and loan programs that suit your requirements.

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Moundsville Lenders

  • Long Reach Federal Credit Union
  • 315 Main Street, Middlebourne, WV, 26149
  • Lends in West Virginia
  • Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.

  • Union Bank, Inc.
  • 103 Dodd St., Middlebourne, WV, 26149
  • Lends in West Virginia
  • Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,