FHA VS Conventional loan programs in 2026 for Wheeling, Ohio County, West Virginia

For 2026, the conventional loan limit in Wheeling, situated in Ohio County, WV, is $726,200. The FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator is designed to help you compare the best rates today for Conventional, FHA, and USDA loans. It allows you to check the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining which program in WV best fits your financial needs.

Review loan offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Wheeling, Ohio County, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 26003

Conventional and FHA Loan Options in Wheeling, WV

Lendersa® is committed to providing you the best Conventional, USDA, or FHA loan promptly and without effort. Choose from three starting paths to find matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


Wheeling Lenders

  • Strip Steel Employees Federal Credit Union
  • 3316 Main Street, Weirton, WV, 26062
  • Lends in West Virginia
  • We were charted in 1953 as the Strip Steel Employees Federal Credit Union. We were originally created to service the strip, sheet mill and salary division of Weirton Steel Corporation. At the peak of the company’s history, it employed over 12, 000 people and supported three (3) credit unions. Over the past 50 years the company

  • First Choice America Community CU
  • 3501 Main Street, Weirton, WV, 26062
  • Lends in West Virginia
  • First Choice America Community Federal Credit Union was formed to support the hard-working men and women of the Ohio Valley. Our legacy continues for our customers today. Our credit union, a member-owned financial cooperative, provides families and businesses in the Tri-State area competitive rates so our customers benefit.