FHA VS Conventional loan programs in New-Martinsville, Wetzel County, West Virginia
In 2026, the conventional loan limit for New-Martinsville, located in the county of Wetzel, WV, is $647,200. For a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare today's Conventional against FHA and USDA rates. Determine the income, credit, reserves, and documents necessary to qualify. This advanced mortgage tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help identify the best program in WV for your financial situation.
2026 Loan Limits and Downpayments in New-Martinsville, Wetzel, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 26155
Exploring Loan Options: Conventional and FHA in New-Martinsville, WV
Lendersa® aims to quickly deliver the best available Conventional, USDA, or FHA loan without hassle. Begin by selecting one of three pathways to connect with matching lenders and loan programs.
Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
