FHA VS Conventional loan in Point-Pleasant, Mason County, West Virginia
In 2026, the conventional loan limit in Point-Pleasant, within Mason County, WV, is $647,200. In contrast, the FHA limit for a single-family home is $420,680.
The Lendersa® Conventional loan calculator helps you compare today's best rates for Conventional, FHA, and USDA loans. It determines needed income, credit, reserves, and documents for qualification. Using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to choose which program in WV fits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Point-Pleasant, Mason County, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is applicable to these zip codes: 25550
Available Conventional and FHA Loan Options in Point-Pleasant, WV
The goal of Lendersa® is to quickly find you the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting options to connect with matching lenders and loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives
Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.
