FHA VS Conventional loan programs in Ravenswood, Jackson County, West Virginia

For 2026, the Conventional loan limit in Ravenswood, found in the county of Jackson, WV, is $726,200; meanwhile, the FHA cap for a single-family home is $472,030.

Lendersa®'s Conventional loan calculator helps you compare the top rates among Conventional, FHA, and USDA loans to determine the necessary income, credit, reserves, and documents for qualification. This advanced calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the best program for your specific financial situation in WV.

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2026 Loan Limits and Downpayment Requirements in Ravenswood, Jackson, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Relevant for the following zip codes: 26164

Conventional and FHA Loan Options in Ravenswood, WV

The mission at Lendersa® is to swiftly provide the best possible Conventional, USDA, or FHA loan, free of hassle. Choose from three available methods to find matching lenders and loan programs.

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Ravenswood Lenders

  • One Community Federal Credit Union
  • 531 5th Street, Parkersburg, WV, 26101
  • Lends in West Virginia
  • One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates

  • West Virginia Central Federal Credit Union
  • 1306 Murdoch Avenue, Parkersburg, WV, 26101
  • Lends in West Virginia
  • WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.

  • WEE Federal Credit Union
  • 3312 Dudley Avenue, Parkersburg, WV, 26104
  • Lends in West Virginia
  • WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.

  • First Neighborhood Bank
  • 216 Market Street, Spencer, WV, 25276
  • Lends in West Virginia
  • First Neighborhood Bank is a strong, community-based bank headquartered in West Virginia. Since our beginnings more than 100 years ago,our goal has always been the same – to provide our customers with solid financial products paired with unbeatable customer service. Our team of skilled banking experts offer a full range of advanced lending products.

  • STREBER MORTGAGE LLC
  • 129 Frazier, Red House, WV, 25168
  • Lends in West Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.