FHA VS Conventional loan programs in Princeton, Mercer County, West Virginia

In 2026, the limit for a conventional loan in Princeton, in the county of Mercer, WV is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use Lendersa®'s Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA, and find out the income, credit, and reserves needed to qualify. Compare Conforming Conventional, USDA, FHA, and VA loans side by side using our advanced calculator to choose the best program for your financial needs in WV.

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2026 Loan Limits and Downpayment Requirements in Princeton, Mercer, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 24740

Conventional and FHA Loan Options in Princeton, WV

Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan for you, ensuring a hassle-free process. Choose one of three starting points to connect with matching lenders and loan programs.

Results of USDA loan requests with Lendersa


Princeton Lenders

  • MCNB Banks
  • 75 Wyoming Street, Welch, WV, 24801
  • Lends in West Virginia
  • At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.