Explore the differences! FHA VS Conventional loan programs in Bluefield, Mercer County, West Virginia

In 2026, for a conventional loan in Bluefield, found in Mercer County, WV, the limit is $726,200, while the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, compare today's top rates for Conventional, FHA, and USDA loans to determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator puts Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in WV for your financial circumstances.

Compare offers from a selection of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Bluefield, Mercer County, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 24701

Selecting Conventional and FHA Loan Options in Bluefield, WV

Lendersa® aims to provide the best Conventional, USDA, or FHA loan efficiently and without hassle. Choose one of three starting methods to identify matching lenders and optimal loan programs.

Lendersa USDA loan request and matching visuals


  • Hebrew Free Loan of San Francisco
  • 131 Steuart Street, Suite 520, San Francisco, CA, 94105
  • We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.

  • Prosper Marketplace
  • 221 Main Street, Suite 300, San Francisco, CA, 94105
  • Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns.

  • CME Funding
  • 333 1st Street, Unit N1505, San Francisco, CA, 94105
  • CME Funding can help you achieve your goals. To set up the right San Francisco, CA Mortgage plan for you, get in touch with us -- we're happy to help. Our San Francisco, California based company has a team of highly experienced loan and real estate agents committed to providing our clients with the highest quality real estate

  • Carlyle Financial
  • 1 Market Plaza, Spear Tower #3600, San Francisco, CA, 94105
  • Carlyle Financial is a full-service mortgage brokerage, based in San Francisco and Los Angeles. We provide a highly personalized loan process for clients who need flexibility, versatility, and a wide variety of lending products. We are dedicated to providing extraordinary service for extraordinary clients.

  • Kiavi
  • 575 Market Street, Suite 1600, San Francisco, CA, 94105
  • Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions.

    Dedicated financing experts always on your side to help you scale
    Embark on a journey through Kiavi’s transformative decade in real estate with our special report, 'A Decade of Deals and Dreams.'

  • Guarantee Mortgage
  • 505 Montgomery St, Suite 1275, San Francisco, CA, 94111
  • Guarantee Mortgage We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation. Year after year, since 2007, Guarantee has been nominated

  • Grobecker Holland International, Inc.
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Grobecker Holland International founder of the Teresa Grobecker has a very unique blend of skills that will ensure your financial well-being through your real estate transaction and career. She works diligently for the aspirations of her clients, agents and broker-managers. Her keen ability to foresee and expertly navigate challenges.

  • Pacific Prime Financial
  • 101 California Street, Suite 2710, San Francisco, CA, 94111
  • At Pacific Prime Financial, We are home loan experts dedicated to making sure your home purchase or Refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates.

  • US Capital Global
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Since 1998, US Capital Partners has been committed to providing small and lower middle market businesses and investors with sophisticated debt, equity, and investment opportunities usually available only to larger middle market companies and institutional investors. We manage a variety of direct investment funds, act as a licensed placement agent.

  • Wauna Credit Union
  • 101 SE Truehaak Street, Clatskanie, OR, 97016
  • At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.

  • Spinner Mortgage
  • 205 DeAnza Blvd, Suite 269, San Mateo, CA, 94402
  • At Spinner Mortgage we treat every loan as if it were our own. Whether it’s a loan for an investment property, a construction loan, cash for college tuition, remodeling, or a first-time homebuyer’s mortgage, each situation is carefully evaluated and addressed in detail. The result is a loan custom-tailored to meet specific needs.