FHA VS Conventional loan programs in 2026 for Beckley, Raleigh County, West Virginia
In 2026, the conventional loan limit in Beckley, within Raleigh County, WV, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's best options between Conventional, FHA, and USDA loans, determining needed income, credit, reserves, and documents. This advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating decision-making on the most suitable program in WV for your financial situation.
2026 Loan Limits and Down Payment Requirements in Beckley, Raleigh County, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Relevant zip codes for this table: 25801
Explore Conventional and FHA Loan Options in Beckley, WV
The aim of Lendersa® is to efficiently offer the best possible Conventional, USDA, or FHA loan without complications. Choose one of three pathways to find matching lenders and appropriate loan programs.
At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.
CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
2200 Washington Street East, Charleston, WV, 25311
Lends in West Virginia
At The State Credit Union, our goal, quite simply, is to minimize your exposure to risk and the impact of any fraudulent activity on your accounts.
To protect your account, The State Credit Union monitors debit card transactions for potentially fraudulent activity through a Fraud Detection Program called EnFact Premium Testing.
West Virginia National Guard Federal Credit Union has been open since 1959. It's the 20th largest credit union in West Virginia with assets totaling $50.63 Million and providing banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to U.S. military members.
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.
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Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade
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