FHA VS Conventional loan programs in Shady-Spring, Raleigh County, West Virginia
In 2026, the Conventional loan limit in Shady-Spring, located within Raleigh county, WV, is $647,200. For a single-family home, the FHA limit is $420,680.
Utilize Lendersa®'s Conventional loan calculator to examine the best current rates for Conventional, FHA, and USDA loans, determining the necessary income, credit score, reserves, and documentation required for qualification. Our advanced tool allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping identify the most suitable program for your financial needs in WV.
2026 Loan Limits and Downpayment Requirements in Shady-Spring, Raleigh, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The table applies to the following zip codes: 25832
Explore Conventional and FHA Loan Options in Shady-Spring, WV
The goal at Lendersa® is to efficiently secure the most suitable Conventional, USDA, or FHA loan for you, without hassle. Start with one of three pathways to find matching lenders and loan programs.
At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.
CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
2200 Washington Street East, Charleston, WV, 25311
Lends in West Virginia
At The State Credit Union, our goal, quite simply, is to minimize your exposure to risk and the impact of any fraudulent activity on your accounts.
To protect your account, The State Credit Union monitors debit card transactions for potentially fraudulent activity through a Fraud Detection Program called EnFact Premium Testing.
West Virginia National Guard Federal Credit Union has been open since 1959. It's the 20th largest credit union in West Virginia with assets totaling $50.63 Million and providing banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to U.S. military members.
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.
The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.
Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade
City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
