Lenders using AI on vacant land in Anniston, AL 2026!

Explore and compare offers from 241 land loan lenders operating in Anniston, AL.

The average price for an acre of land in AL is $20,497. The loan-to-value (LTV) ratio for undeveloped land is between 16.10% and 47.47%. For developed land, the estimated LTV ranges from 35.88% to 74.93%.

The real value and loan LTV for any land depend on factors such as its location, size, topography, zoning, and any entitlements assigned to it.

Discover your land loan options and rates by contacting the top land loan lender in Anniston, AL.

Compare offers from 100 lenders

The Enchanting Land Loan Calculator

Using Lendersa® AI technology, your loan request is instantly matched with hundreds of direct hard money lenders, ensuring all your needs are met. Discover the best land loan rates today for financing any type of vacant land or land with construction in AL.

Understanding Land Loans and Their Value

To maintain a healthy credit score, avoid unnecessary inquiries. Get your land loan preapproved without needing to provide your social security number or other sensitive financial information.

Both construction and blanket loans are essential for vacant land lending; you may qualify for 100% LTV financing by pledging additional property as collateral (blanket loan).

Hard Money Lending Near You?

Finding a private investor through a local hard money broker significantly boosts your chances of securing a loan. In Anniston, AL, local lenders familiar with the area are best equipped to arrange land loans. Proximity between the investor and the property enhances approval likelihood and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 36201, 36206, 36207, 36205, 36204.



  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in Alabama
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus
  • ION Capital Solutions
  • 30 Lakeside Drive, NY, NY, 11721
  • Lends in Alabama
  • Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.
  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in Alabama
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • Lends in Alabama
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.
  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Lends in Alabama
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
  • Payclass
  • 515 West 41st Street # 1002, Sioux Falls, SD, 57105
  • Lends in Alabama
  • We accelerate the flow of money in the B2B (business-to-business) world. We built Payclass with one focus — help our customers get their funds faster, or even instantly. Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi
  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • Lends in Alabama
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e
  • Asset View Capital
  • 45 Dan Road, Canton, MA, 02021
  • Lends in Alabama
  • Asset View Capital is your preferred hard money lender for residential fix and flip investments in Massachusetts and beyond. As a leading commercial real estate finance firm, we present diverse loan origination options from commercial and residential rental property, residential fix and flip, ground up construction in Massachusetts and other U.S
  • Edward Voccola & Co. LLC
  • 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116
  • Lends in Alabama
  • Edward Voccola & Co. LLC – Commercial Real Estate Financing Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide We offer the following kinds of loans; * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • Lends in Alabama
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • Champion Funding LLC
  • 7402 S Upham St, LITTLETON, CO, 80128
  • Lends in Alabama
  • Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property