Vacant Land Loan Lenders El-Cajon, CA AI search of 2025!

Explore and compare among 723 land loan lenders operating in El-Cajon, CA.

The typical cost for an acre of land in CA is $87,262. The Loan-to-Value (LTV) ratio for undeveloped land ranges from 19.70% to 88.08%, while for developed land in CAName, the estimated LTV is anywhere between 38.74% and 77.98%.

The real value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements associated with the land.

Discover your options for land loan deals and rates by contacting the top land loan lender in El-Cajon, CA.

Check loan offers from 100 lenders

The magic land loan calculator

To fulfill all your hard money lending needs, Lendersa® AI technology directly pairs your loan request with hundreds of direct hard money lenders. You can explore the best land loan rates today to finance any type of vacant land or land plus construction in CA.

Land loans and their impact on value

Avoiding unnecessary inquiries can safeguard your credit score. Secure pre-approval for your land loan without needing to provide your social security number or any sensitive financial details.

Construction loans and blanket loans are integral to vacant land lending; securing 100% LTV (Loan-to-value) financing might be possible if additional property is pledged as collateral (blanket loan).

Is hard money lending available nearby?

Your chances of obtaining a loan increase significantly when you connect with a private investor through a local hard money broker. Land loans in El-Cajon, CA are optimally managed by local lenders familiar with the neighborhood. Shortening the distance between the hard money investor and the property enhances approval odds and expedites the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 92020, 92021, 92019.



  • Versair Private Money
  • 1455 90th Ave, Vero Beach, FL, 32966
  • We provide loans as low as $50k to as high as $50m at a max LTV of 80%. No FICO minimums. Residential and Multifamily properties, but will work with Commercial properties as well. We currently offer 6-24 Month Bridge Loans and Fix-N-Flip Loans. Both Experienced and New investors are okay.
  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
  • Soviero Capital LLC
  • 1025 West Indiantown Road, Suite 106, Jupiter, FL, 33458
  • We are Direct Hard Money Lender in Palm Beach County in South Florida. We will lend on all asset types for business purposes. We provide a free online application that takes less than 3 minutes to fill out. We are a small family-owned business which has been operating for over 40 years.
  • ION Mortgage & Lending
  • 2115-A South US Hwy 1, Jupiter, FL, 33477
  • Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal
  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
  • Jet Real Estate
  • 410 Evernia St #523, West Palm Beach, FL, 33401
  • Discover Jet Real Estate, where Jamison Troutman leads a dynamic team dedicated to empowering your investment journey. Our expertise lies in matching investors with essential funding, facilitating flawlessly executed projects from fix-and-flip ventures to expansive developments like hotels and shopping centers. Reach us at 561-827-5744 or jetreales
  • Jet Real Estate
  • 410 Evernia St #523, West Palm Beach, FL, 33401
  • ## Welcome to Jamison Troutman Real Estate ### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
  • CN Property Funding
  • 5500 N Military Trail, Boca Raton, FL, 33496
  • Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states. All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.