Vacant Land Loan Lenders El-Cajon, CA AI search of 2025!

Explore and compare among 731 land loan lenders operating in El-Cajon, CA.

The typical cost for an acre of land in CA is $87,262. The Loan-to-Value (LTV) ratio for undeveloped land ranges from 19.70% to 88.08%, while for developed land in CAName, the estimated LTV is anywhere between 38.74% and 77.98%.

The real value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements associated with the land.

Discover your options for land loan deals and rates by contacting the top land loan lender in El-Cajon, CA.

Check loan offers from 100 lenders

The magic land loan calculator

To fulfill all your hard money lending needs, Lendersa® AI technology directly pairs your loan request with hundreds of direct hard money lenders. You can explore the best land loan rates today to finance any type of vacant land or land plus construction in CA.

Land loans and their impact on value

Avoiding unnecessary inquiries can safeguard your credit score. Secure pre-approval for your land loan without needing to provide your social security number or any sensitive financial details.

Construction loans and blanket loans are integral to vacant land lending; securing 100% LTV (Loan-to-value) financing might be possible if additional property is pledged as collateral (blanket loan).

Is hard money lending available nearby?

Your chances of obtaining a loan increase significantly when you connect with a private investor through a local hard money broker. Land loans in El-Cajon, CA are optimally managed by local lenders familiar with the neighborhood. Shortening the distance between the hard money investor and the property enhances approval odds and expedites the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 92020, 92021, 92019.



  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Unlimited Funding
  • 1445 Woodmont Ln #309, Atlanta, GA, 30318
  • Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
  • Fund and Close
  • 290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
  • Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi
  • Angel Oak
  • 980 Hammond Dr #850, Atlanta, GA, 30328
  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.
  • CLARITY ONE RICH GROUP LLC
  • 285 W WIEUCA RD NE 4294, ATLANTA, GA, 30342
  • **Unlock Your Financial Potential with CLARITY ONE RICH GROUP LLC** **About Us** Under expert leadership from Ezekiel Williams, CLARITY ONE RICH GROUP LLC focuses on personalized lending solutions, ensuring transparency and efficiency. **Our Commitment** We stand out by providing clarity in every transaction, making your financial aspiratio
  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
  • Mainspring Capital Inc
  • 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
  • Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
  • Devlin Development Worldwide
  • 430 Windstone Trail, Alpharetta, GA, 30004
  • Devlin Development Worldwide: Financing Your Property Investment Dreams Devlin Development Worldwide facilitates nationwide hard money Loans to investors that are looking to purchase, rehab, fix and flip, fix and hold, residential and commercial properties from $50k to $20M. Contact us today to help close on your investment property.
  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle
  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.