Lenders using AI on vacant land in Rancho-San-Diego, CA 2025!

Explore and compare the offerings of 731 land loan lenders in Rancho-San-Diego, CA.

In CA, the typical cost per acre of land is $122,187. The Loan-to-Value (LTV) ratio for undeveloped land lies between 21.59% and 109.32%. For loans on already developed land in CAName, the LTV is estimated to be anywhere between 40.24% and 79.57%.

The actual value and LTV for any piece of land are determined by factors such as its location, size, topography, zoning, and any entitlements associated with it.

Explore your options for land loans and interest rates by reaching out to the leading land loan provider in Rancho-San-Diego, CA.

Review loan offers from 100 lenders

The innovative land loan calculator

To cover all your hard money lending needs, Lendersa® AI technology will promptly connect your loan request with hundreds of direct hard money lenders. Discover the best land loan rates available today to fund any kind of vacant land or land plus construction in CA.

Insights into land loans and their value

By avoiding unnecessary inquiries, you can boost your credit score. Get pre-approved for your land loan without needing to provide your social security number or confidential financial details.

Blanket loans and construction loans are integral to vacant land financing; you may be eligible for 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Want to know about hard money lending near you?

Locating a private investor through a local hard money broker can significantly increase your chances of securing a loan. Land loans in Rancho-San-Diego, CA are optimally arranged by local lenders who know the neighborhood well. A reduced distance between the hard money investor and the property boosts approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to discover vacant land loan lenders in zip codes 92019.



  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.
  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
  • Mariner Finance
  • 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
  • "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
  • GFL Capital Mortgage
  • 1100 Corporate Way, Suite 210, Sacramento, CA, 95831
  • GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.
  • Green Haven Capital
  • 5890 S LAND PARK DRIVE, Sacramento, CA, 95822
  • Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed
  • VITEK Mortgage Group
  • 4401 Hazel Avenue Ste 135, Fair Oaks, CA, 95628
  • Ashley specializes in helping people purchase homes. Whether it's your first or tenth home, you will be in great hands! If you are looking to refinance your current home, take advantage of down payment assistance or just have questions about what your options are, The Willard Team is proud to be a local community lender.
  • Empire Home Loans, Inc.
  • 4401 Hazel Ave., Suite 135, Fair Oaks, CA, 95628
  • Empire Home Loans, Inc. is powered by people who earn the trust of clients and partners. Having respect for the home loan transaction, we are dedicated to providing our customer with the BEST interest rate available, and the personal attention the home loan process deserves.Empire Home Loans, Inc. supports Equal Housing Opportunity.