Land loan lenders for Gilroy, CA AI 2025!

Explore and contrast options from 723 land loan lenders available in Gilroy, CA.

The typical cost of an acre of land in CA is $132,098. The Loan-to-Value (LTV) for undeveloped land ranges between 22.12% and 115.35%, while for developed land in CAName, the LTV is estimated to be between 40.66% and 80.02%.

The value and LTV of any land are influenced by its location, size, topography, zoning regulations, and any entitlements it has received.

Discover your land loan options and interest rates by reaching out to the top land loan lender in Gilroy, CA.

Review loan offers from 100 lenders

The magical land loan calculator

To satisfy all your hard money lending needs, Lendersa® AI technology will promptly match your loan request with hundreds of direct hard money lenders. Explore the best land loan rates today to finance any vacant land or land plus construction in CA.

Land loans and implications for value

By avoiding unnecessary inquiries, you can maintain your credit score. Secure pre-approval for your land loan without revealing your social security number or any sensitive financial details.

Construction and blanket loans are essential aspects of vacant land lending, and you may qualify for 100% LTV (Loan-to-Value) financing when additional property is offered as security (a blanket loan).

Looking for hard money lending nearby?

Your chances of obtaining a loan increase significantly when you find a private investor through a local hard money broker. Land loans in Gilroy, CA are best managed by local lenders familiar with the area. When the hard money investor is closer to the property, the likelihood of loan approval improves, and the funding process accelerates.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 95020.



  • Community Mortgage Funding LLC
  • 3201 W. Temple Avenue, Suite 120, Pomona, CA, 91768
  • CMF is mortgage banking company owned by two leading Southern California credit unions providing homebuyers & homeowners with customized home financing solutions for over 10 years. CMF has become a premier mortgage lender by delivering quality residential mortgage lending programs to satisfied customers.
  • New Bridge Equity
  • 340 S LEMON AVE # 1652, Walnut, CA, 91789
  • New Bridge Equity is a privately held company that provides niche lending solutions to borrowers seeking to access the equity in their real estate holdings.and NBE is a hard money, bridge and gap financier funding 1st and 2nd position loans. We are fully capitalized and our team prides itself on closing loans.
  • Rudy Muniz Real Estate
  • 415 W. Foothill Blvd, Suite 239, Claremont, CA, 91711
  • Rudy Muniz is the all around real estate professional because he is a real estate agent, Mortgage loan officer, and an active real estate investor. The fact that Rudy can do anything real estate has to offer speaks volume of where Rudy Muniz has been, his unmatched work ethic, and shows his persistence to perfecting his craft for you, his client.
  • Mirate Equity LLC
  • 5150 East Pacific Coast Hwy Long Beach, CA, Long Beach, CA, 90804
  • Mirate Equity LLC is a trusted loan company offering tailored financial solutions for businesses and individuals. Focused on reliability and customer satisfaction, we provide diverse loan products to meet various financial needs. Our experienced team ensures clients receive the best terms and support throughout the loan process. Committed to financ
  • LENDCO
  • 17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395
  • Hello and thank you for choosing LENDCO. Honesty, Caring, and Competence are our core values. Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.
  • ReProp Financial
  • 735 4th street, Eureka, CA, 95501
  • ReProp Financial is a small balance commercial lender lending in CA, OR, WA, ID, AZ, and TX. We lend up to $2.5MM and offer both interest only bridge and 15 year fully amortizing loan products. We are a direct lender and service everything in-house. Our average time to close is about 10 days but can close more quickly if needed.
  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
  • Elite One Mortgage
  • 10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
  • Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.