Lenders using AI on vacant land in Watsonville, CA 2025!

Explore and compare offerings from 731 land loan providers available in Watsonville, CA.

The typical cost of an acre in CA is $92,718. For undeveloped land, the loan-to-value (LTV) ratio ranges from 20.00% to 91.40%. The estimated LTV for loans on developed land in CAName lies between 38.97% and 78.23%.

The actual value and LTV of any land are influenced by its location, size, topography, zoning, and any entitlements it has obtained.

Discover your land loan options and interest rates by reaching out to the top land loan provider in Watsonville, CA.

Browse loan options from 100 different lenders

The Amazing Land Loan Calculator

Lendersa®'s AI technology quickly connects you with hundreds of direct hard money lenders to meet all your hard money lending needs. Find the most favorable land loan rates now for funding any type of vacant land or land with construction in CA.

Understanding Land Loans and Their Value

Avoiding unnecessary inquiries can prevent reductions in your credit score. Secure preapproval for your land loan without needing to divulge your social security number or sensitive financial details.

In the realm of vacant land financing, construction and blanket loans are integral; you might qualify for full 100% LTV funding by offering additional property as security (blanket loan).

Considering Hard Money Lending Nearby?

Working with a local hard money broker can significantly boost your chances of securing a loan when they connect you with a private investor. Land loans in Watsonville, CA are best arranged through local lenders familiar with the area. The proximity of the investor to the property enhances approval odds and accelerates funding.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 95076, 95019, 95077.



  • PB Financial Group Corp
  • 6380 wilshire blvd, Los Angeles, CA, 90048
  • Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun
  • North Star Lending, LLC
  • 6300 Wilshire Blvd. Suite 1420, Los Angeles, CA, 90048
  • North Star Lending, LLC is a direct (private money) commercial hard money lender, making California real estate secured loans. ​We pride ourselves in efficient loan underwriting and quick decisions and funding. If you need money quickly, do yourself a favor and allow us the opportunity to earn your business.
  • PB Financial Group
  • 6380 Wilshire Blvd #1610, Los Angeles, CA, 90048
  • Pouyan Broukhim started PB Financial Group Corp in 2006, he saw a need to provide financing to many individuals who were left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans Pouyan realized that the market was going to be changing.
  • Peloton Capital Fund
  • 437 S. Robertson Blvd # C, Beverly Hills, CA, 90211
  • Peloton Capital Fund of Beverly Hills, California is your trusted source for hard money loans nationwide. The experts at Peloton Capital Fund make the process of getting financing fast and convenient. Whether you are fixing and flipping or want to refinance the terms of an existing loan, we will help you find the right loan with the lowest rate. Gi
  • Bolour Associates
  • 8383 Wilshire Blvd Suite 920, Beverly Hills, CA, 90211
  • BOLOUR is a fully integrated real estate investment, development and finance firm that invests in value-add assets in emerging and transit-oriented neighborhoods. Property types include: urban infill land, retail, industrial, multi-family and mixed-use. The company currently lends in 17 states: CA, AZ, TX, OR, CO, ID, UT, WA, TN, NC, GA, PA, MA, DC
  • Arcstone Financial
  • 1917 Hillhurst Ave, Suite 205, Los Angeles, CA, 90027
  • ArcStone Financial is a local direct lender with over 20 years experience servicing Southern California. As a direct lender, ArcStone Financial offers a wider variety of loan products to fit the needs of all types of borrows. With on-site processing, underwriting, funding and docs
  • Procashadvances
  • 189 The Grove Dr, Los Angeles, CA, 90036
  • Enhance your financial resilience with ProCashAdvances. Our seamless loan request process makes handling life's financial demands stress-free. Utilize our extensive lender network and user-friendly platform for quick, short-term loan solutions. Experience efficiency and speed on your financial journey with ProCashAdvances today!
  • RCN Capital
  • 3415 S. Sepulveda Blvd. Ste 580, Los Angeles, CA, 90034
  • RCN Capital®, LLC is a national, direct private lender. We provide short-term commercial loans ranging from $50k to $2.5M+ to fund the purchase and rehab of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.
  • KAM Financial & Realty, Inc.
  • 509 E Lexington Drive, Glendale, CA, 91206
  • My 40 years of Mortgage experience combined with fast and hassle-free processing lets me extend to my customers the kind of expertise and service they deserve. I can literally pre-qualify any potential borrower over the phone in five (5) minutes or less. This includes, if necessary, a pre-qualifier credit report and thorough property evaluatio
  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.
  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide, direct private money lender offering competitive commercial financing programs for real estate investors. Loans range from $100K - $50M million in size and we are able to fund in 48 hours or less. Foreign nationals are ok. We have no pre-payment penalty.