Lenders using AI on vacant land in Watsonville, CA 2025!

Select and comapre among 743 land loan lenders in lending in Watsonville, CA.

The average price for an acre of land in CA is $92,718 the LTV for undeveloped land is between 20.00% to 91.40%, and estimated LTV for on loan for already developed land in California is anywhere between 38.97% and 78.23%

The actual value and loan LTV of any land depends on its location, size, topography, zoning, and any entitlement that has been done to the land.

Find out your land loan options and land loan rates by contacting the best land loan lender in the State of Watsonville, CA

Compare loan offers from 100 lenders

The magic land loan calculator

To ensure all of your hard money lending needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of direct hard money lenders. You can now discover the best land loan rates today to fund any kind of vacant land or land plus constuction in CA.

Land loans and land value

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan loan without the need to see your social security number or any sensitive financial information.

Construction loans and blanket loans are part and parcel of vacant land lending; you may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additionl property as securiity (blanket loan).

Hard money lending near you?

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; Land loans in Watsonville, CA could best be arrange by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 95076, 95019, 95077.



  • Enact Partners
  • 7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
  • We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.
  • VanDyk Mortgage
  • 310 Via Vera Cruz Suite ste 210 and 211, San Marcos, CA, 92078
  • VanDyk Mortgage was organized in 1987 by Founder and CEO Thomas L. VanDyk in Grand Rapids, Michigan.As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years.We currently have over 500 employees with 93 branch office locations in 38 states across the U.S.
  • Allstar Capital Group, Inc
  • 573 2nd Street, Encinitas, CA, 92024
  • Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.
  • FundLoans
  • 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
  • "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker! "
  • Charger Funding
  • 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
  • Rehab Lend LLC. DBA REHABLEND
  • 1810 E Sahara Ave #200, Las Vegas, NV, 89104
  • REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner-occupied residential and multifamily properties. We focus on value-add fix and flip transactions, mid-renovations, and long-term financing. We do no
  • Triumph Capital Partners
  • 155 S. Hiway 101 Suite 7, Solana Beach, CA, 92075
  • The firm’s principals have a combined 40+ years experience in property development and real estate finance and have originated over $1 billion in high-yielding private mortgages throughout their careers. Triumph's mission is to provide debt capital to meet the complex needs of today’s real estate investors nationwide.
  • Seattle Funding Group
  • 512 Via de la Valle Suite 200, Solana Beach, CA, 92075
  • The SFG family of funds was built on disciplined lending models to provide for consistent income with a focus on capital preservation. For three decades, the principals of SFG, John Odegard and Greg Elderkin, have faithfully managed their discretionary authority and proven the quality of SFG’s capital stewardship through numerous market cycles.
  • Five Star Mortgage
  • 9065 South Pecos Road, Ste #200-A, Henderson, NV, 89074
  • Welcome to Five Star Mortgage! We are a full-service mortgage company located in Henderson, Nevada. We specialize in residential mortgage financing for a primary residence as well as investors. Whether you are relocating to the area, refinancing, or looking to move to a new house, we can help! At Five Star Mortgage, our ultimate goal is to creat
  • Pacific Mortgage Exchange, Inc.
  • 73241 Hwy 111, Palm Desert, CA, 92260
  • Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.
  • Pacific Horizon Financial
  • 16875 W. Bernardo Drive, Suite 290, San Diego, CA, 92127
  • Pacific Horizon Financial, Inc. has offered attractive loan opportunities to both qualified borrowers and investors since 1989. Based in beautiful San Diego, CA, the company owes much of its success to a veteran, hands-on management team that follows the business model of investing in mortgages on commercial property.