Complete List of Vacant Land Lenders for Watsonville, CA with AI help!

Explore and compare offerings from 729 land loan providers available in Watsonville, CA.

The typical cost of an acre in CA is $92,718. For undeveloped land, the loan-to-value (LTV) ratio ranges from 20.00% to 91.40%. The estimated LTV for loans on developed land in CAName lies between 38.97% and 78.23%.

The actual value and LTV of any land are influenced by its location, size, topography, zoning, and any entitlements it has obtained.

Discover your land loan options and interest rates by reaching out to the top land loan provider in Watsonville, CA.

Browse loan options from 100 different lenders

The Amazing Land Loan Calculator

Lendersa®'s AI technology quickly connects you with hundreds of direct hard money lenders to meet all your hard money lending needs. Find the most favorable land loan rates now for funding any type of vacant land or land with construction in CA.

Understanding Land Loans and Their Value

Avoiding unnecessary inquiries can prevent reductions in your credit score. Secure preapproval for your land loan without needing to divulge your social security number or sensitive financial details.

In the realm of vacant land financing, construction and blanket loans are integral; you might qualify for full 100% LTV funding by offering additional property as security (blanket loan).

Considering Hard Money Lending Nearby?

Working with a local hard money broker can significantly boost your chances of securing a loan when they connect you with a private investor. Land loans in Watsonville, CA are best arranged through local lenders familiar with the area. The proximity of the investor to the property enhances approval odds and accelerates funding.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 95076, 95019, 95077.



  • HBS Funding
  • 3812 Sepulveda Blvd Suite 310, TORRANCE, CA, 90505
  • HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.
  • Private Lending Company Inc.
  • 22527 Crenshaw Blvd, Suite 201, Torrance, CA, 90505
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  • Home Central Financial
  • 7847 Florence Avenue, Suite 101, Downey, CA, 90240
  • Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.
  • California First Home Loans
  • 9901 Paramount Blvd, Suite 105, Downey, CA, 90240
  • We have funded over $300 Million in loans. Our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan. Our rates vary depending on the type of property, term of loan and general situation. California First Home Loans was established in 1986.
  • Inbanet
  • 8141 E 2nd Street, Downey, CA, 90241
  • Fix and Flip for residential properties 90/100 nationwide, 2 points max Bridge Loans are available on all sorts of properties, mainly in California. Run any scenario you have, and we will first try in-house; if not, we can get it done with our consortium of lender networks. We are the deal makers.
  • Fuente Funding Inc
  • 8000 Cypress Lane, Downey, CA, 90241
  • Fuente Funding—your ultimate partner in real estate lending. With over 10 years as a trusted mortgage broker, we offer tailored commercial and residential loans. Our motto? Be resourceful. We equip you with the know-how to make savvy decisions. From deals to debt, we've got you covered. Subscribe for exclusive real estate finance tips. At Fuente Fu
  • Pacific Lending LLC
  • 4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
  • Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Excel Funding Real Estate Services Inc
  • 28924 South Western Avenue, Suite 110, Rancho Palos Verdes, CA, 90275
  • Excel Funding Real Estate Services, Inc., we are a one-stop shop for Real Estate and Financing. With over 20 years of experience, we have helped thousands of people to buy their dream homes! Whether you are looking to refinance, purchase or sell property, we have the expertise to get the job done professionally and efficiently
  • SE Marketing
  • 8409 Friends Ave, Whittier, CA, 90602
  • Full Spectrum lending, Fannie Freddie, VA, FHA, Non-QM, Reverse, Fix and Flip, Private Equity. Quick Approval and Funding: Time is of the essence in the fix-and-flip business. Our streamlined application process and quick turnaround times mean you can secure funding and get started on your project without delay.
  • C & S California Capital
  • 644 S. Barranca Ave, Covina, CA, 91723
  • C&S California Capital was established in 1997 as a Mortgage Broker dedicated to provide informed, exceptional service. In January 2014, we became a division of American Pacific Mortgage. Becoming a direct lender as well as retaining the ability to broker loans, allows us to be highly efficient, diverse and resourceful in caring for our clients.
  • California Mortgage Brokers Inc.
  • 150 N. Grand Ave Suite 204, West Covina, CA, 91791
  • California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.