Vacant Land Loan Lenders Santa-Cruz, CA AI search of 2025!

Explore and compare among 729 land loan lenders available in Santa-Cruz, CA.

The average price for an acre of land in CA is $170,520. For undeveloped land, the LTV typically ranges from 24.19% to 138.72%, while the estimated LTV for loans on developed land in CAName is between 42.31% and 81.77%.

The actual value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements applied to it.

Explore your land loan options and interest rates by contacting a premier land loan lender in Santa-Cruz, CA.

Explore loan offers from 100 lenders

The incredible land loan calculator

To meet all your hard money lending needs, Lendersa® AI technology will seamlessly match your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land with construction in CA.

Land loans and appraisals

To safeguard your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

Both construction loans and blanket loans are integral to vacant land lending; you may qualify for 100% LTV (Loan to Value) financing when you agree to pledge additional property as security (blanket loan).

Hard money lending nearby?

When you locate a private investor through a local hard money broker, your chances of receiving a loan rise significantly. Land loans in Santa-Cruz, CA are best arranged by local lenders familiar with the community. A shorter distance between the hard money investor and the property enhances approval odds and speeds up the funding process.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 95065, 95064, 95060, 95062, 95061, 95063, 95067.



  • Money Brokers
  • 2371 El Camino Ave, Sacramento, CA, 95821
  • The Money Brokers, Inc. has been serving Sacramento and the surrounding communities since 1979. We are equity-based lenders where the amount of equity you have determines how much of a loan we can give you. Credit problems and income verification issues do not deter us. we take your application make the decisions and fund the loans all in house.
  • Mariner Finance
  • 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
  • "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
  • Asher Evans
  • 4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
  • Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
  • Blackburne & Sons Realty
  • 4811 Chippendale Drive, Sacramento, CA, 95841
  • Blackburne & Sons Realty Capital Corporation is a $50 million hard money commercial lending company. We syndicate the investment funds of about 900 accredited, private investors and use these funds to make permanent first mortgage loans on standing commercial properties.The company has been in business since June of 1980.
  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed
  • VITEK Mortgage Group
  • 4401 Hazel Avenue Ste 135, Fair Oaks, CA, 95628
  • Ashley specializes in helping people purchase homes. Whether it's your first or tenth home, you will be in great hands! If you are looking to refinance your current home, take advantage of down payment assistance or just have questions about what your options are, The Willard Team is proud to be a local community lender.
  • Empire Home Loans, Inc.
  • 4401 Hazel Ave., Suite 135, Fair Oaks, CA, 95628
  • Empire Home Loans, Inc. is powered by people who earn the trust of clients and partners. Having respect for the home loan transaction, we are dedicated to providing our customer with the BEST interest rate available, and the personal attention the home loan process deserves.Empire Home Loans, Inc. supports Equal Housing Opportunity.
  • Mid Valley Services, Inc.
  • 7644 N Palm Ave, Fresno, CA, 93711
  • Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali