Complete List of Vacant Land Lenders for Santa-Cruz, CA with AI help!

Explore and compare among 731 land loan lenders available in Santa-Cruz, CA.

The average price for an acre of land in CA is $170,520. For undeveloped land, the LTV typically ranges from 24.19% to 138.72%, while the estimated LTV for loans on developed land in CAName is between 42.31% and 81.77%.

The actual value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements applied to it.

Explore your land loan options and interest rates by contacting a premier land loan lender in Santa-Cruz, CA.

Explore loan offers from 100 lenders

The incredible land loan calculator

To meet all your hard money lending needs, Lendersa® AI technology will seamlessly match your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land with construction in CA.

Land loans and appraisals

To safeguard your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

Both construction loans and blanket loans are integral to vacant land lending; you may qualify for 100% LTV (Loan to Value) financing when you agree to pledge additional property as security (blanket loan).

Hard money lending nearby?

When you locate a private investor through a local hard money broker, your chances of receiving a loan rise significantly. Land loans in Santa-Cruz, CA are best arranged by local lenders familiar with the community. A shorter distance between the hard money investor and the property enhances approval odds and speeds up the funding process.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 95065, 95064, 95060, 95062, 95061, 95063, 95067.



  • California Home Loans
  • 131-A Stony Circle #501, Santa Rosa, CA, 95401
  • California Home Loans based in Santa Rosa, California. America's Home Loans is a low fee, low interest rate mortgage lender since 2003, with the best 30 yr and 15 yr mortage interest rates for a refinance home loan or purchase home loan. We lend on residential mortgages on single family homes, condominiums and more
  • Sun Pacific Mortgage & Real Estate
  • 800 Mendocino Ave., Suite #2, Santa Rosa, CA, 95401
  • Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988. Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. Our Hard Money loans rescue with mortgages funded by private individuals
  • Kathleen Beck - Mortgage Lender
  • 2716 Broadway, Sacramento, CA, 95818
  • "I am a Direct Lender as well as a Mortgage Broker, and as a result, have Great Home Loan Programs, Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "
  • West Coast Mortgage Group
  • 2716 Broadway, Sacramento, CA, 95818
  • West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).
  • Socotra Capital
  • 2208 29th St Suite 100, Sacramento, CA, 95817
  • Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
  • Redwood Trust Deed Services
  • 3550 Round Barn Boulevard, Suite 203, Santa Rosa, CA, 95403
  • Redwood has steadily grown through referrals from clients, title companies, and attorneys. Redwood is an active member of the United Trustee's Association (UTA, formerly California Trustee's Association) and California Mortgage Association (CMA). Robert Cullen is a former member of the Board of Directors for the United Trustee's Association.
  • First Priority Financial
  • 3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation
  • Simple Mortgage Financial
  • 500 Capitol Mall, Sacramento, CA, 95814
  • At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.