Lenders using AI on vacant land in Los-Gatos, CA 2025!

Explore and compare among 731 land loan lenders available in Los-Gatos, CA.

The average cost per acre in CA is $337,603. The loan-to-value ratio (LTV) for undeveloped land varies from 33.19% to 240.35%, and for developed land in CAName, the LTV is estimated between 49.47% and 89.39%.

The true value and LTV of any piece of land are influenced by its location, size, topography, zoning rules, and any entitlements it has received.

Find out about your land loan possibilities and current rates by contacting the premier land loan provider in Los-Gatos, CA.

Review offers from 100 lenders

The advanced land loan calculator

Lendersa® utilizes AI technology to instantly align your loan request with a vast number of direct hard money lenders, ensuring all your lending needs are covered. You can now find the best land loan rates today for financing any vacant land or land plus construction in CA.

Land loans and their valuation

Avoiding unnecessary inquiries helps to maintain your credit score. Obtain preapproval for your land loan without the need to provide your social security number or sensitive financial details.

Construction loans and blanket loans are essential in vacant land financing. By pledging additional property as security (a blanket loan), you may qualify for 100% LTV financing.

Is hard money lending available nearby?

Finding a private investor through a local hard money broker markedly improves your chances of securing a loan. In Los-Gatos, CA, land loans are best arranged by local lenders familiar with the area. The proximity between the investor and the property enhances loan approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 95032, 95030, 95036.



  • Investor Direct Capital, Inc
  • 12707 High Bluff Dr #200, SAN DIEGO, CA, 92130
  • Investor Direct Capital, Inc. provides commercial, business purpose loans to investors of single and multi-family investment properties. Loans made my Investor Direct Capital, Inc. are for investment purposes only and not for owner-occupied properties. Loan product availability may be limited in certain states.
  • Blue Horizon Realty and Lending, Inc.
  • 500 La Terraza Blvd Suite 150, Escondido, CA, 92025
  • We are an established business with Realtors and Loan Officers with many years of experience. We are a one stop shop! As Realtors serving all of SD and SW Riverside, our goal is to help you meet your needs financially, help you relocate, make the process less stressful and most importantly get you top dollar for your property.
  • Complete Lending
  • 9920 Pacific Heights Blvd, San Diego, CA, 92121
  • Choose Complete Lending as your trusted partner in hard money lending. We provide rapid, reliable funding solutions to empower real estate investors like you. Our mission is to help you seize every opportunity with confidence through personalized service and in-depth expertise. Reach out to Rocket Denney and embark on a successful investment journe
  • Complete Lending
  • 9920 Pacific Heights Blvd, Ste. 150, San Diego, CA, 92121
  • At Complete Lending, we specialize in empowering real estate investors with fast and flexible financing solutions. Our expert team, led by Jeb Durgin, provides tailored funding for projects ranging from fix-and-flip to rental expansions, ensuring speed, flexibility, and results. Collaborate with us to access reliable capital and scale your ambition
  • Vervent
  • 10182 Telesis Ct. Ste 300, San Diego, CA, 92121
  • Vervent sets the standard of outperformance in complex service industries by delivering superior industry expertise, future-built technology and meaningful services that are built for speed. Our solutions - Loan Servicing, Lease Servicing, Backup Servicing, Call Center Services and Third-Party Collections - empower companies to accelerate business.
  • C2 Financial
  • 10509 Vista Sorrento Pkwy #400, San Diego, CA, 92121
  • C2 Financial Corporation is one of the nation’s largest mortgage brokers,We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.
  • Inner Core Capital
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Inner Core Capital stands as a beacon in financial solutions. With a unique mix of loan offerings—ranging from private money to conventional financing—they cater to every borrower’s needs. Specializing in cash out refinancing, they offer competitive rates and terms. Whether for investment properties or personal projects, Inner Core Capital crafts f
  • DFI Funding
  • 78-365 Highway 111 #529, La Quinta, CA, 92253
  • DFI Capital Management, Inc. is a private money lender providing financing solutions in California. DFI Capital Management’s leaders have over 50 years of experience in arranging and funding residential, construction and commercial mortgage loans. DFI is a private loan servicer and asset manager. Please feel free to contact us with any questions.
  • JMAC Funding - The Hard Money Pros
  • PO Box 91472, San Diego, CA, 92169
  • Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.
  • Click Mortgage
  • 10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
  • Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking