Land loan lenders for Monterey, CA AI 2025!

Investigate and contrast 731 land loan lenders operating in Monterey, CA.

The average cost for an acre of land in CA is $156,428. The loan-to-value (LTV) ratio for undeveloped land ranges from 23.43% to 130.15%, while the estimated LTV for loans on developed land in CAName ranges between 41.70% and 81.13%.

The true value and loan LTV of any land depend on its location, size, topographic features, zoning, and any entitlements associated with the land.

Discover your options for land loans and get current rates by connecting with the top land loan lender in Monterey, CA.

Compare loan offers from one hundred lenders

The incredible land loan calculator

Lendersa® leverages AI technology to immediately pair your loan request with numerous direct hard money lenders, meeting all your specific hard money lending requirements. Learn about the optimal land loan rates today to finance any vacant land or land with construction in CA.

Land loans and assessing land worth

Minimize unnecessary inquiries to protect your credit score. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

Construction and blanket loans are integral to vacant land lending; securing 100% LTV (Loan to Value) financing is possible when additional property is pledged as security (blanket loan).

Seeking hard money lending in your vicinity?

Finding a private investor through a local hard money broker significantly boosts loan approval odds; land loans in Monterey, CA are best arranged by local lenders knowledgeable about the area. A lessened distance between the hard money investor and the property increases approval chances and quickens the funding process.

Employ the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 93943, 93940, 93944.



  • Nexa Mortgage LLC
  • N/A, Magnolia, TX, 77355
  • Transform your home buying dreams into reality. We offer personalized mortgage solutions tailored to meet all financial needs. Whether you're a first-time buyer or looking to refinance, our expert team, led by industry professional Michelle Lee Zamora, ensures seamless transactions. Contact us at 346-816-1900 or [email protected] for unpara
  • Security America Mortgage, Inc.
  • 7514 Shadyvilla Ln, Houston, TX, 77055
  • Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and
  • Global Capital Funding
  • 2800 Post Oak Blvd Floor 56, Houston, TX, 77056
  • Global Capital Funding – Strategic, Fast, and Reliable Commercial Lending We provide custom financing solutions for real estate investors, developers, and business owners. Specializing in bridge loans, cash-out refinancing, construction, investment property and foreclosure bail-out loans, we deliver fast approvals, flexible terms, fast closings.
  • LJC Financial LLC
  • #B 4123 Purdue, Houston, TX, 77005
  • Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.
  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
  • REI Lending Network, LLC.
  • 3918 ABBEYWOOD DR, Pearland, TX, 77584
  • Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.
  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.
  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t