Land loan lenders for Folsom, CA AI 2025!

Choose and compare between 731 land loan lenders operating in Folsom, CA.

In CA, the average cost for an acre of land is $104,880. The loan-to-value (LTV) ratio for undeveloped land ranges from 20.65% to 98.80%, and for developed land, it is estimated between 39.49% and 78.78%.

The true value and loan LTV of any land are determined by its location, size, topography, zoning, and any existing entitlements.

Contact the top land loan lender in Folsom, CA to learn about your land loan options and the best available rates.

Compare loan offers from 100 lenders

The magic land loan calculator

Lendersa® employs AI technology to efficiently match your loan request with numerous direct hard money lenders, ensuring that all your hard money lending needs are met. You can explore the most favorable land loan rates today to fund any type of vacant land or construction in CA.

Land loans and land value

Reducing unnecessary inquiries helps maintain your credit score. Obtain preapproval for your land loan without needing to provide your social security number or other sensitive financial data.

Within vacant land lending, construction and blanket loans are essential components. You might qualify for 100% LTV (loan to value) financing if you agree to use additional property as collateral (blanket loan).

Hard money lending in your area?

Partnering with a private investor through a local hard money broker greatly increases your loan acquisition chances. In Folsom, CA, land loans are optimally arranged by local lenders familiar with the community. A shorter distance between the investor and property can boost approval chances and accelerate the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders within the zip codes 95630, 95671, 95763.



  • ALLIED COMMERCIAL FUNDING
  • 5737 Kanan Rd #135, Agoura Hills, CA, 91301
  • Allied Commercial Funding is a full-service commercial direct lender for Stated Income Loans, Hard Money/Bridge Loans and a mortgage broker for aggressive Bank Loans, making your commercial real estate financing easy for any FICO since 1993. Allied Commercial Funding can provide you with a Real Estate Loan for Stated Income Loans
  • Athas Capital
  • 27001 Agoura Road Suite 200, Agoura Hills, CA, 91301
  • Athas Capital Group’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.
  • First American Wholesale Lending Corp
  • 6303 Owensmouth Ave 10th Floor, Woodland Hills, CA, 91367
  • Founded in 2006, First American Wholesale Lending is the #1 lender with a diversified portfolio of mortgage products that can cater to any client’s needs. We work with any client, regardless of experience and loan closing occur in as fast 5 days. We have help thousands over the years. There is no deal we cannot fund.
  • LendMe
  • 23149 Califa St, Woodland Hills, CA, 91367
  • "At LendMe, we’re committed to providing unique lending solutions to real estate investors for business purpose loans. ​ If you’re a real estate investor, our team at LendMe can help you reach your goals and meet your deadlines. Feel free to reach out to us today and see how we are able help!"
  • Peak Finance Company
  • 5900 Canoga Avenue Suite 200, Woodland Hills, CA, 91367
  • At Peak Finance Company, Residential we serve realtors, CPAs, business and financial planners as well as homeowners and new home buyers with the goal of making the process of obtaining a mortgage as easy, convenient and affordable as possible. With expert staff, advanced capital market knowledge and highly-competitive mortgage loan programs etc..
  • Royal REP Mortgage
  • 23293 Ventura Blvd, Woodland Hills, CA, 91364
  • Our goal is to share with you invaluable information about buying and selling homes in Southern California. In addition to being able to search the Multiple Listing Services for the latest single family homes, townhouse and condo listings, you can set up an email Listing Alert system that will keep you up to date
  • Referral Lending Inc
  • 22543 Ventura Boulevard, Suite 212, Woodland Hills, CA, 91364
  • Referral Lending can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Referral Lending, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated.
  • Ge-Ke Financial Group Incorporated
  • 19946 44228 Ventura Blvd., Woodland Hills, CA, 91364
  • GE-KE Financial Group, Inc. was founded in February of 1995. Since then, we have been dedicated to helping people manage their financial affairs. Purchasing, financing and insuring their dream properties. As well insuring their cars, life. health .We are and we will be always here even if you just need advice.
  • Bankers Group
  • 5311 Topanga Canyon Blvd. Suite 201, Woodland Hills, CA, 91364
  • Bankers Group Custom Construction Loan Programs combine the construction and permanent financing of your project. You qualify once for the loan, lock in the permanent interest rate, only sign one set of loan documents and have up to 12 months to complete your custom construction project
  • California Home Solutions
  • 20301 Ventura Blvd, Suite 302, Woodland Hills, CA, 91364
  • Our approach is simple. We listen, we advise and provide financing solutions based on your personal situation. Whether you are first time home buyer, purchasing your next dream home, refinancing, consolidating debt or need a fast Portfolio Loan, Hard Money (Bridge Loan), Private Money, our highly experienced team of Solution Advisers can help make
  • Pacific Capital Funding
  • 24007 Ventura Blvd, Suite 260, Calabasas, CA, 91302
  • Pacific Capital Funding Corp is direct private/hard money lender and a broker offering investment property bridge, fix and flip and ground up construction loans at highly competitive terms. We can often fund your loan in 7 days or less with same-day approval! Let us fund your next investment property today.