Land loan lenders for Folsom, CA AI 2025!

Choose and compare between 728 land loan lenders operating in Folsom, CA.

In CA, the average cost for an acre of land is $104,880. The loan-to-value (LTV) ratio for undeveloped land ranges from 20.65% to 98.80%, and for developed land, it is estimated between 39.49% and 78.78%.

The true value and loan LTV of any land are determined by its location, size, topography, zoning, and any existing entitlements.

Contact the top land loan lender in Folsom, CA to learn about your land loan options and the best available rates.

Compare loan offers from 100 lenders

The magic land loan calculator

Lendersa® employs AI technology to efficiently match your loan request with numerous direct hard money lenders, ensuring that all your hard money lending needs are met. You can explore the most favorable land loan rates today to fund any type of vacant land or construction in CA.

Land loans and land value

Reducing unnecessary inquiries helps maintain your credit score. Obtain preapproval for your land loan without needing to provide your social security number or other sensitive financial data.

Within vacant land lending, construction and blanket loans are essential components. You might qualify for 100% LTV (loan to value) financing if you agree to use additional property as collateral (blanket loan).

Hard money lending in your area?

Partnering with a private investor through a local hard money broker greatly increases your loan acquisition chances. In Folsom, CA, land loans are optimally arranged by local lenders familiar with the community. A shorter distance between the investor and property can boost approval chances and accelerate the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders within the zip codes 95630, 95671, 95763.



  • Lennox Lending
  • 926 2nd Street, Santa Monica, CA, 90403
  • Lennox Lending specializes on working with experienced investors on fix-and-flip projects, ground-up construction and a variety of single family and multi-family rental loans. Expert service and competitive rates – start your application now! We believe in developing a deep, transparent relationship with our clients. With our experience, we deli
  • Flexi-View Lending
  • 2029 Century Park E, Los Angeles, CA, 90067
  • Discover Flexi-View Lending—your trusted financial partner! With a dedicated team led by Jesse Low, we empower clients through personalized lending solutions. Whether you're purchasing a new home or refinancing, our tailor-made services adapt to your financial goals. Contact us at [email protected] for advice that transforms dreams into re
  • Hard Money Go - Direct Hard Money Lenders
  • 10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067
  • Hard Money Go specializes in residential and commercial hard money lending throughout Southern California. As the largest single source of private money, we have the ability to fund hard money loans within 10 business days and can get your deals closed under strict time deadlines.
  • Century City Mortgage
  • 1801 Century Park East #1101, Los Angeles, CA, 90067
  • Century City Mortgage is a full service mortgage brokerage operation that provides financing across almost all real estate categories. Our goal has been to provide property owners of all levels with not just financing, but long term strategy advice for their particular situation.
  • Archway Funding
  • 1875 Century Park East, Suite #900, Los Angeles, CA, 90067
  • Archway Capital is an alternative investment manager that provides short-term, bridge financing secured by commercial and residential real estate nationwide. Archway and it's affiliated funds have over 600MM in AUM. Archway offers quick, reliable and flexible lending solutions to help real estate sponsors meet their investment objectives.
  • PB Financial Group Corp
  • 6380 wilshire blvd, Los Angeles, CA, 90048
  • Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun
  • Insignia Mortgage Inc.
  • 9665 Wilshire Blvd. M50, Beverly Hills, CA, 90212
  • Insignia Mortgage, we understand that what works for one client does not always work for everyone. Especially when your financial picture doesn’t adhere to the strict model that many conforming lenders demand.Even under the most complex circumstances, our team of loan experts can quickly navigate through the process.
  • First Financial Bancorp
  • 12424 Wilshire Boulevard, Suite 630, Los Angeles, CA, 90025
  • First Financial Bancorp (FFB) is a full-service mortgage company providing clients with services on residential, investment, commercial and construction. First Financial Bancorp is a California corporation formed to bring unlimited financing capabilities of the capital markets to the real estate community.
  • MCP Mortgage Capital Partners
  • 12400 Wilshire Blvd, Suite 900, Los Angeles, CA, 90025
  • Mortgage Capital Partners are the preferred lender for many realtors, business managers and CPAs in Los Angeles and throughout the country.Our team of skilled loan officers, each with an average of 20 years experience, works in a collaborative environment where expertise is shared.
  • Quantum Capital Partners
  • 9777 Wilshire Boulevard, Suite 808, Beverly Hills, CA, 90212
  • Quantum Capital Partners is a boutique real estate capital advisory firm that provides creative capital solutions to real estate investors and developers and also more than $4 billion of debt and equity financing experience nationwide across all major asset classes.With a diverse network of domestic and international capital providers.
  • Wilshire Quinn Capital
  • 11601 Wilshire Blvd., Suite 500, Los Angeles, CA, 90025
  • Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. It is a direct portfolio lender that originates bridge loans secured by real estate located primarily in California. Today Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast, reliable funding for our borrowers and consiste