Land loan lenders for Vineyard, CA AI 2025!

Consider and compare across 731 land loan lenders operating in Vineyard, CA.

The typical price for an acre of land in CA is $76,785. The loan-to-value (LTV) for undeveloped land varies from 19.14% to 81.71%, and the anticipated LTV for loans on developed land in CAName ranges between 38.29% and 77.50%.

The value and loan LTV of any land are determined by factors such as location, size, topography, zoning, and any completed entitlements.

Investigate your land loan options and available rates by contacting the most suitable land loan lender in Vineyard, CA.

Explore loan offers from 100 lenders

The exceptional land loan calculator

Using Lendersa® AI technology, your loan request links instantly with hundreds of direct hard money lenders, ensuring all your lending needs are satisfied. Discover the best land loan rates available today for financing any vacant land or land with construction in CA.

Land loans and evaluating land worth

By avoiding unnecessary inquiries, you can maintain your credit score. Attain preapproval for your land loan without needing to provide your social security number or sensitive financial details.

Vacant land lending comprises construction loans and blanket loans. You may be eligible for 100% LTV (Loan to Value) financing if you offer additional property as collateral (blanket loan).

Searching for hard money lending in your area?

Connecting with a private investor through a local hard money broker significantly enhances the likelihood of securing a loan. Land loans in Vineyard, CA are optimally arranged by local lenders who are familiar with the region. Proximity between the investor and property improves approval prospects and speeds up funding.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 95830, 95829.



  • All California Lending
  • 1145 2nd Street A262, Brentwood, CA, 94513
  • All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients.
  • Ability Mortgage
  • 580 N. Wilma Ave, Suite D, Ripon, CA, 95366
  • We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending… from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the loan-with great rates, terms and costs-to meet your unique needs.
  • Olympia Mortgage & Investment Co., Inc.
  • 1740 E. Main Street, Suite 102, Grass Valley, CA, 95945
  • Olympia Mortgage and Investment Company, Inc. is a premier lending institution and investment company specializing in mortgage loans secured by California real estate funded by private investors.Olympia Mortgage and Investment Company, Inc. provides the finest in long and short-term financing balancing needs of both borrower and investor.
  • Argus Lending
  • 3478 Buskirk Avenue, Suit 262, Pleasant Hill, CA, 94523
  • Argus provide the best lending experience possible, and quick loan processing is our forte. With company wide principles based on customer experience, cutting edge lending software, and efficient lending teams.and also we provide a lending experience hard to find elsewhere in the industry. It takes a great team to build the right loan
  • Avenir Mortgage Planners
  • 3480 Buskirk Ave, Suite 260, Pleasant Hill, CA, 94523
  • Avenir Mortgage Planners is one of the top rated mortgage companies in the San Francisco Bay Area. Our team is made of well-educated and dedicated experts who share one passion: helping others. Our biggest success is the excellent reviews and continuous referrals we receive from our raving fans.
  • Upstar Home Mortgage Inc.
  • 2005 Evergreen Ave., Modesto, CA, 95350
  • Upstar Home Mortgage Inc. is a trusted lender offering competitive home loans and refinancing solutions. With a customer-first approach, they provide personalized mortgage options, expert guidance, and a seamless loan process. Upstar helps clients achieve homeownership with flexible terms and great rates.
  • S/L Mortgage
  • 509 Scenic Dr, Modesto, CA, 95350
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Scenic Oaks Funding
  • 1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350
  • Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.
  • California Mortgage Associates
  • 1217 Standiford Ave., Modesto, CA, 95350
  • We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.
  • IMS Lending
  • 3421 Tully Rd Ste A, Modesto, CA, 95350
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • SJMorgan
  • 1110 Tully Road, Suite B, Modesto, CA, 95350
  • SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.
  • Semper Home Loans, Inc
  • 1299 Newell Hill Pl - Suite 101, Walnut Creek, CA, 94596
  • Semper Home Loans provides potential home buyers across demographics, generations, and income brackets with affordable rates and educational resources that are packaged in an intuitively streamlined process. Semper achieves this by omitting extraneous steps in the application process to get you preapproved faster than any other mortgage company.