Vacant Land Loan Lenders San-Francisco, CA AI search of 2026!

Evaluate and compare among 757 land loan lenders operating in San-Francisco, CA.

The average cost of an acre in CA is $219,758. The loan-to-value (LTV) ratio for undeveloped land ranges from 26.84% to 168.67%, while the LTV for developed land in CAName is estimated to fall between 44.42% and 84.02%.

The true value and loan-to-value ratio of any land are dependent on factors like location, size, topography, zoning, and any entitlements on the land.

Explore your land loan options and rates by reaching out to the leading land loan lender in San-Francisco, CA.

Assess loan offers from 100 lenders

The Essential Land Loan Calculator

To satisfy all of your hard money lending needs, Lendersa®'s AI technology will promptly connect your loan request with hundreds of direct hard money lenders. Today, you can find the best land loan rates to fund any type of vacant land or land with construction in CA.

Land Loans and Value Assessment

Minimizing unnecessary inquiries will help maintain your credit score. Achieve pre-approval for your land loan without revealing your social security number or sensitive financial details.

In vacant land lending, construction loans and blanket loans are essential; you might qualify for 100% loan-to-value (LTV) financing by pledging additional property as security (blanket loan).

Seeking Hard Money Lending Nearby?

When a local hard money broker connects you with a private investor, your chances of obtaining a loan increase significantly. In San-Francisco, CA, local lenders familiar with the area often excel at arranging land loans. Shorter distances between the investor and the property enhance the likelihood of approval and speed up the funding process.

Leverage the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 94130.



San-Francisco Land Loan Lenders

  • US Capital Global
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Lends in California
  • Since 1998, US Capital Partners has been committed to providing small and lower middle market businesses and investors with sophisticated debt, equity, and investment opportunities usually available only to larger middle market companies and institutional investors. We manage a variety of direct investment funds, act as a licensed placement agent.

  • Carlyle Financial
  • 1 Market Plaza, Spear Tower #3600, San Francisco, CA, 94105
  • Lends in California
  • Carlyle Financial is a full-service mortgage brokerage, based in San Francisco and Los Angeles. We provide a highly personalized loan process for clients who need flexibility, versatility, and a wide variety of lending products. We are dedicated to providing extraordinary service for extraordinary clients.

  • Kiavi
  • 575 Market Street, Suite 1600, San Francisco, CA, 94105
  • Lends in California
  • Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions.

    Dedicated financing experts always on your side to help you scale
    Embark on a journey through Kiavi’s transformative decade in real estate with our special report, 'A Decade of Deals and Dreams.'

  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • Lends in California
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans.
    "

  • Townsend Commercial Lending
  • 232 Townsend Street, San Francisco, CA, 94107
  • Lends in California
  • Your Townsend Commercial Lending Team has a combined experience of over 100 years in the industry. As part of the APMC Family we take great pride in closing over $20 billion in loan production yearly and being ranked as one of the Top 15 Mortgage Companies in America (by Mortgage Executive Magazine).

  • Resource Lenders
  • 180 Redwood St., Suite 250, San Francisco, CA, 94102
  • Lends in California
  • Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.

  • Red Tower Capital, Inc.
  • 73 Sumner St #203, San Francisco, CA, 94103
  • Lends in California
  • Red Tower Capital is a direct private money lending company based in San Francisco. We focus on providing quality alternative real estate financing to residential and commercial property owners in Northern California. and also specializing in private lending. mission is to provide competitive alternative real estate financing to property owners

  • Conventus Lending
  • 111 Potrero Ave, SAN FRANCISCO, CA, 94103
  • Lends in California
  • Conventus provides business purpose financing for the purchase, renovation and rental of single and multi-family residential real estate. Our mission is to quickly understand your unique story. We provide personalized service and transparent financing at highly competitive rates with no hidden fees

  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Lends in California
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.

  • Community Bank of the Bay
  • 180 Grand Avenue, Suite 1550, Oakland, CA, 94612
  • Lends in California
  • Established in 1996, Community Bank of the Bay is an independent, community-focused bank with 25 years of active financial investment in businesses and individuals in the San Francisco Bay Area. Our mission is to foster and promote economic development in the communities we serve.