Lenders using AI on vacant land in Palatka, FL 2026!

Review and compare options among 820 land loan lenders within Palatka, FL.

The typical cost for an acre of land in FL is $14,832. The loan-to-value ratio (LTV) for undeveloped land ranges from 15.80% to 44.02%, while for developed land in FLName, the estimated LTV lies between 35.64% and 74.68%.

The actual value and loan LTV of any land are based on factors such as location, size, topographical features, zoning, and any existing entitlements.

Explore your land loan options and interest rates by reaching out to the top land loan provider in Palatka, FL.

Compare offers from 100 lenders

The magic land loan calculator

Lendersa® AI technology swiftly caters to your hard money lending needs by connecting you with multiple direct lenders. Discover excellent land loan rates today, whether you are looking to fund vacant land or land with construction in FL.

Land loans and how they affect property value

Reducing unnecessary inquiries can help maintain your credit score. Preapproval for your land loan is possible without submitting your social security number or other sensitive financial information.

In the realm of vacant land lending, construction and blanket loans are key; you may qualify for 100% LTV (Loan to Value) financing by offering additional property as collateral (blanket loan).

Searching for local hard money lending?

Connecting with a private investor through a local hard money broker significantly boosts your loan approval chances; land loans in Palatka, FL are best facilitated by lenders familiar with the area. Proximity between the investor and property increases the likelihood of approval and speeds up the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers servicing zip codes 32177.



Palatka Land Loan Lenders

  • Countryplace Mortgage
  • 113 Nature Walk Parkway Suite 105, Saint Augustine, FL, 32092
  • Lends in Florida
  • Countryplace Mortgage is a direct lender with both Fannie Mae and FHA. That means that we can offer you the most competitive rates, with down payments as low as 3.5%. When financing a manufactured, mobile, or modular home, it is important that you are working with a mortgage professional that understands these unique properties.

  • The O’Kavage Group
  • 300 Kingsley Lake Dr Suite 402, Saint Augustine, FL, 32092
  • Lends in Florida
  • The Okavage Group, LLC is a licensed mortgage broker in Pennsylvania, New Jersey, Florida, and Colorado. Owned and Operated by Dan Okavage, working in the industry since 2002, with over 2000 closed loans and counting! Our office is located in St. Augustine, FL, but we can serve clients in all states that we are licensed in- PA, NJ, FL, and CO.

  • FIRST COAST LOANS
  • 52 TUSCAN WAY STE. 202 #237, Saint Augustine, FL, 32092
  • Lends in Florida
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • COAST2COAST MORTGAGE LENDING, LLC
  • 125 B King Street, Saint Augustine, FL, 32084
  • Lends in Florida
  • ### Discover COAST2COAST MORTGAGE LENDING, LLC

    At COAST2COAST MORTGAGE LENDING, LLC, our mission is to make your homeownership dreams a reality with seamless, personalized mortgage solutions. With a dedicated team led by Thornton Miller, we are committed to exceptional service and tailored financial advice. Transform your future—contact us today

  • RMG MORTGAGE GROUP, LLC
  • 2085 A1A South, Unit 204, Saint Augustine, FL, 32080
  • Lends in Florida
  • RMG Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience. We are a family owned and operated business. Our goal is not only to meet our customers' expectations, but to surpass them. Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience.

  • Community State Bank FL
  • 811 South Walnut Street, Starke, FL, 32091
  • Lends in Florida
  • Community State Bank has remained true to the dream of our founders: to provide quality service to the community in which we live and work. We are still going strong, and we hope to be there for every important phase of your life, from buying your first home, to starting your own business, to saving for retirement.

  • Parco Finance LLC
  • 12443 San Jose Blvd Suite 503, Jacksonville, FL, 32223
  • Lends in Florida
  • At Parco Finance LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • North Star Mortgage Network Inc.
  • 12058 San Jose Blvd Suitwe 404, Jacksonville, FL, 32223
  • Lends in Florida
  • Since 2000, North Star Mortgage Network has helped thousands of Florida homebuyers and homeowners find the right mortgage with honest advice, competitive rates, and personalized service. As an independent mortgage broker, we compare multiple lenders to find the best loan for your needs. Whether you're purchasing, refinancing, or investing, we're committed to making the mortgage process simple, transparent, and stress-free.

    • OneTrust Home Loans
    • 12443 San Jose Blvd, Unit 103,, Jacksonville, FL, 32223
    • Lends in Florida
    • OneTrust Home Loans is a privately-owned direct lender and servicer with sales and operations across the country. In addition to the standard loan options like Conventional, FHA, VA, USDA, and Jumbo, OneTrust also boasts Portfolio and Construction Lending divisions. OneTrust Home Loans places special importance on customer service

  • FHA Mortgage Source
  • 11481 Old St. Augustine Rd, Suite #104, Jacksonville, FL, 32258
  • Lends in Florida
  • "FHA Mortgage Source is committed to providing our customers with the most accurate and latest FHA information available online today.

    Our partners have an in-depth understanding of Government home loans and take time to evaluate your personal situation to find you the best options. "