Vacant Land Loan Lenders Palm-Coast, FL AI search of 2026!

Evaluate and contrast among 815 land loan providers in Palm-Coast, FL.

The average cost per acre of land in FL stands at $41,845. The Loan-to-Value (LTV) ratio for undeveloped land ranges from 17.26% to 60.45%, while the estimated LTV for loans on developed land in FLName is between 36.79% and 75.91%.

The true value and loan LTV of any land are influenced by its location, size, topography, zoning, and any enhancements made to the property.

Discover your land loan options and find the best rates by contacting a top land loan lender in Palm-Coast, FL.

Review offers from 100 lenders

The ultimate land loan calculator

Lendersa® uses AI technology to match your loan request with hundreds of direct lenders, ensuring all your hard money lending needs are met. Find the best land loan rates today to finance any vacant land or land with construction in FL.

Understanding land loans and value

Reducing unnecessary queries helps maintain your credit score. Obtain pre-approval for your land loan without submitting your social security number or any sensitive financial data.

Construction loans and blanket loans are crucial components of vacant land financing; you might qualify for up to 100% LTV if you pledge additional property as security (blanket loan).

Looking for hard money lending nearby?

Partnering with a private investor through a local hard money broker can greatly improve your chances of securing a loan. In Palm-Coast, FL, local lenders who know the area well are best suited for arranging land loans. Proximity between the investor and the property boosts approval chances and speeds up the funding process.

Leverage the Lendersa® land loan calculator to identify vacant land lenders in zip codes 32164.



  • Sun West Mortgage Company, Inc.
  • 360 Central Ave Suite 800, Saint Petersburg, FL, 33701
  • Lends in Florida
  • Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.

  • Savvy Mortgage Lending
  • 100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
  • Lends in Florida
  • Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.

  • Gateway Capital Mortgage
  • 11 Beach Drive SE, Saint Petersburg, FL, 33701
  • Lends in Florida
  • Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas

  • All In One Lending Inc
  • 6933 Greenbrier Dr, Seminole, FL, 33777
  • Lends in Florida
  • All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,

  • Merchant One Financial
  • 12800 Indian Rocks Rd #5C, Largo, FL, 33774
  • Lends in Florida
  • mer1loans.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and We cater to new home purchases and refinance loans. Take advantage of the low rates in the market today while it lasts. FHA/VA loans, USDA loans, commercial, and conventional.

  • Madison County Community Bank
  • 301 E. Base St., Madison, FL, 32341
  • Lends in Florida
  • Madison County Community Bank was formed in 1999 by a group of local men and women whose purpose was to bring to our community a bank whose focus was on meeting the banking and financial needs of our local citizens and businesses. Our Board, Management and Staff all live and work in Madison County

  • GENERATION MORTGAGE ASSOCIATES, LLC
  • 12052 100th Ave, Seminole, FL, 33772
  • Lends in Florida
  • "Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry.
    We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"

  • MCL Funding
  • 10225 Highland Park Pl, Palmetto, FL, 34221
  • Lends in Florida
  • At MCL FUNDING, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at MCL FUNDING believe in working hard to get the job done.

  • Treasure Coast Mortgage, LLC
  • 7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • "Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker.
    Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"

  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • Lends in Florida
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti

  • BLUE SKYE LENDING LLC
  • 8130 Lakewood Main Street Suite 205, Lakewood Ranch, FL, 34202
  • Lends in Florida
  • Blue Skye Lending,is a Florida mortgage broker bold enough to change the home-financing experience for the better. Founded in 2006 by a dedicated team of Licensed Florida mortgage professionals, we saw an incredible need to put people first. It turns out we were on to something, and our clients agree.

  • Fairway Funding Group
  • 8235 Natures Way, Bradenton, FL, 34202
  • Lends in Florida
  • Fairway Funding Group in 2000, Founder, Mark Pascarella set out to distinguish his firm of residential home financing through value-driven client relationships. Residential mortgage financing is our only business and as a result, our staff of industry-leaders has the knowledge and experience to support clients.