Land loan lenders for St.-Augustine, FL AI 2025!

Explore options and compare among the 777 lenders offering land loans in St.-Augustine, FL.

In FL, the typical land price per acre is $53,807. For undeveloped land, the Loan-to-Value (LTV) ratio ranges from 17.90% to 67.73%, while for developed land in FLName, the estimated LTV spans from 37.31% to 76.45%.

The market value and loan LTV of any piece of land are influenced by factors like its location, size, topography, zoning, and existing entitlements.

Discover your options for land loans and check land loan rates by reaching out to the premier land loan lender in St.-Augustine, FL.

Examine loan offers from 100 lenders

Discover the magical land loan calculator

Lendersa®'s AI technology swiftly pairs your loan request with numerous direct hard money lenders to meet all your hard money lending needs. Identify prime land loan rates today to finance vacant land or land plus construction projects in FL.

Understanding land loans and their value

Minimizing unnecessary inquiries can help maintain your credit score. Obtain preapproval for your land loan without revealing your social security number or other sensitive financial details.

Construction and blanket loans are integral to vacant land financing. You might qualify for a 100% LTV (Loan to Value) loan by pledging additional property as collateral (blanket loan).

Looking for hard money lending in your area?

Connecting with a local private investor through a hard money broker can greatly enhance your chances of securing a loan. In St.-Augustine, FL, land loans are best arranged by local lenders who are acquainted with the area. Close proximity between the investor and the property can boost loan approval chances and speed up funding.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the specified zip codes: 32084, 32080, 32095.



  • Gulfstream Your Mtg Source
  • 1301 Beville Rd., Suite 1, South Daytona, FL, 32119
  • Gulfstream is a family owned and operated company with a wholesale relationship with numerous institutional investors and also longstanding relationships with many private investors. We can often work around issues regarding credit and income. Gulfstream has served the needs of thousands for two generations
  • Sandy Inosencio
  • 5889 S. Williamson Blvd. Ste. 210, Port Orange, FL, 32128
  • "Established 1994Sandra Inosencio is your premier mortgage professional located in Port Orange, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area."
  • Simplicity Mortgage
  • 411 DUNLAWTON AVENUE, Port Orange, FL, 32127
  • Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
  • American Mortgage Loan Services, LLC
  • 5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127
  • American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.
  • Embrace Home Loans - Viera, FL
  • 3959 S Nova Road Suite 2, Port Orange, FL, 32127
  • We are the BEST at what we do, and we don’t take you for granted. At Encompass, you are more than a number, you are more than a credit score, and you are more than the next transaction. You are a person who has very specific needs and goals. We understand that no two transactions are alike because no two people are alike.
  • Radiant Credit Union
  • 405 SE 2nd Place, Gainesville, FL, 32601
  • We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.
  • Home Team Lending (DeLand Branch)
  • Home Team Lending (DeLand Branch), Deland, FL, 32720
  • Home Team Lending, powered by MortgageAdvisors .com, we take a small town approach to lending by meeting with most of our clients face to face to educate them on our full line of mortgage products as well as to get to know their short and long term goals with their investment so that we can recommend the best options for them.
  • ELITE FUNDING NETWORK
  • 3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
  • Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
  • Allstate Mortgage Loans
  • 809 NE 25th Ave, Ocala, FL, 34470
  • Allstate Mortgage of Florida strives to ensure that its services are accessible to people with disabilities. Allstate Mortgage of Florida has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,
  • Approved Mortgage Source
  • 1039 Harley Strickland Blvd Suite 700, Orange City, FL, 32763
  • Approved Mortgage LLC is Central Florida's premier mortgage lender. Our diverse team of lenders is experienced in all types of mortgages and mortgage loans and is committed to helping you get approved for the financing you need. We are proud to say that most of our business comes from the referrals of our satisfied clients.