Land loan lenders for Tarpon-Springs, FL AI 2026!

Choose from 815 land loan lenders for financing in Tarpon-Springs, FL and evaluate your options.

The average cost for an acre of land in FL is $40,370. The loan-to-value (LTV) ratio for raw land is from 17.18% to 59.56%, while for developed land, it's estimated between 36.73% and 75.84%.

The actual value of any piece of land and its LTV is determined by factors such as location, size, topography, zoning, and the entitlements attached to the land.

To find out about your land loan opportunities and rates, contact the leading land loan provider in Tarpon-Springs, FL.

Examine loan proposals from 100 lenders

The powerful land loan calculator

With the aid of Lendersa®'s AI technology, your loan request is swiftly matched with numerous direct hard money lenders, meeting all your financial needs. Discover the best land loan rates now to finance vacant land or land with construction in FL.

The intersection of land loans and property value

Minimize unnecessary queries to guard your credit score. Get preapproved for your land loan minus the obligation to disclose your social security number or sensitive financial data.

Embedded within vacant land lending are construction and blanket loans; you could secure 100% LTV (Loan to Value) financing by offering additional property as security (a blanket loan).

Considering hard money lending nearby?

Engaging a local hard money broker to find a private investor significantly boosts your chance of obtaining a loan; in Tarpon-Springs, FL, local lenders knowledgeable about the area often provide the best arrangements for land loans. A close distance between the investor and the property can greatly enhance loan approval prospects and hasten the funding process.

Employ the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 34689.



  • Goff & Associates Realtors
  • 204 Lithia Pinecrest Rd., Brandon, FL, 33511
  • Lends in Florida
  • At Goff & Associates Realtors and Landmark Mortgage Lending, Inc. we will always strive to be the Premier Real Estate and Mortgage Company of Choice for Our Customers and Our Agents. Our Staff and Agents are ethical, forward thinking and results oriented Professionals who take a proactive approach to Real Estate and Mortgages.

  • American Dream Home Mortgage
  • 1463 Oakfield Dr. Suite 127, Brandon, FL, 33511
  • Lends in Florida
  • American Dream Located in the heart of Brandon FL and serving the entire state of Florida, American Dream Home Mortgage gives you the personal attention you deserve and treats you with the respect due a valued customer. We understand that you are making a commitment in buying a new home, refinancing a mortgage, or utilizing your home equity.

  • Amerifirst Home Mortgage
  • 449 Apollo Beach Boulevard, Apollo Beach, FL, 33572
  • Lends in Florida
  • Amerifirst, we're knowledgeable professionals in mortgage loans, but we don't expect everyone else to be. We meet you wherever you are on the road to buying a home, walking you through the process, answering questions, and cheering you on until you reach your goals. Our licensed loan officers can help you buy, build, remodel.

  • Riverview Mortgage
  • 11256 Boyette Rd, Riverview, FL, 33569
  • Lends in Florida
  • Riverview Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Home Capital Corporation
  • 38349 County Road 54, Zephyrhills, FL, 33542
  • Lends in Florida
  • Home Capital Corporation was founded in 1998 by Billy Davis, who is still President and Primary Broker Loan Officer. Our motto is "Home Loans from REAL People Who Care" and we live up to this every day. We offer the best service and pricing in the industry, and our customers have rated us with 5 Stars in ALL Reviews because we follow through.

  • Impact Residential Mortgages Inc
  • 13508 Fladgate Mark Dr., Riverview, FL, 33579
  • Lends in Florida
  • Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.

  • Homeland Lending Services
  • 2612 N Adams St,, Plant City, FL, 33563
  • Lends in Florida
  • Homeland Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • Florida Mortgage Firm
  • 2216 S. Alexander St., Plant City, FL, 33563
  • Lends in Florida
  • The Florida Mortgage Firm serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Tampa, we are conveniently located in the center of the state

  • Equity Resources, Inc
  • 3046 Sutton Woods Dr, Plant City, FL, 33566
  • Lends in Florida
  • Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.

  • MCL Funding
  • 10225 Highland Park Pl, Palmetto, FL, 34221
  • Lends in Florida
  • At MCL FUNDING, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at MCL FUNDING believe in working hard to get the job done.

  • The Rice Financial Group, Inc
  • 16431 Chapman Crossing Dr., Lithia, FL, 33547
  • Lends in Florida
  • Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.

  • JZ Mortgage Services, Inc.
  • 7815 2nd Ave NW, Bradenton, FL, 34209
  • Lends in Florida
  • JZ Mortgage Services, Inc., our certified brokers value integrity more than anything else. We are here to answer your questions, free of charge, and schedule a complimentary consultation at your convenience. No matter what part of the homebuying process you are in, we can help guide you.