Land loan lenders for St.-Petersburg, FL AI 2026!

Review and compare choices among 800 land loan lenders available in St.-Petersburg, FL.

In FL, the average price for an acre of land is $40,633. The Loan-to-Value (LTV) ratio for undeveloped land is from 17.19% to 59.72%, while for already developed land, it's estimated between 36.74% and 75.85%.

The actual value and loan LTV of any land are influenced by its location, size, topography, zoning, and any entitlements associated with it.

Explore your land loan options and current rates by reaching out to the leading land loan lender in St.-Petersburg, FL.

Review offers from 100 lenders

The comprehensive land loan calculator

Lendersa® employs AI technology to match your loan request with hundreds of direct hard money lenders, ensuring that all your lending needs are met. Discover the best land loan rates today for financing any vacant land or land with construction in FL.

Understanding land loans and value

Minimize unnecessary inquiries to protect your credit score. Obtain pre-approval for your land loan without the need to provide your social security number or any sensitive financial details.

In the realm of vacant land lending, construction loans and blanket loans are essential; qualifying for 100% Loan to Value financing could be possible if you pledge additional property as security (blanket loan).

Seeking hard money lending nearby?

Your chances of obtaining a loan significantly improve when you find a private investor through a local hard money broker. Land loans in St.-Petersburg, FL are effectively arranged by local lenders who are familiar with the area. The closer proximity between the investor and the property enhances approval chances and expedites the funding process.

Leverage the Lendersa® land loan calculator to find vacant land lenders in the zip codes 33707, 33702, 33762, 33713, 33712, 33711, 33710, 33716, 33715, 33714, 33705, 33701, 33703, 33704, 33729, 33731, 33732, 33733, 33734, 33742, 33743, 33747.



  • i3 Lending
  • 3836 Humphrey St., Tampa, FL, 33614
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence.
    Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Heckman Mortgage Group
  • 13139 W. Linebaugh Ave. #101, Tampa, FL, 33626
  • Lends in Florida
  • Heckman Mortgage Group Brian leads team of talented mortgage professionals, which is best known in the mortgage and real estate communities for closing ahead of schedule, communicating and following-up proactively throughout the entire process, and helping Realtors® and Loan Officers grow their businesses.

  • Money Street Mortgage, LLC
  • 31119 US HIghway 19 N, Palm Harbor, FL, 34684
  • Lends in Florida
  • Our focus is on you, the customer. Whether you are thinking about buying a new home or refinancing your existing home, we have the experienced and hardworking home loan experts that you need on your side. Our staff knows that our work ethic and knowledge about the entire home buying process sets us apart as the premier mortgage broker.

  • Patriot Lending Services, Inc.
  • 36470 US Highway 19, Palm Harbor, FL, 34684
  • Lends in Florida
  • Patriot Lending has been in business since 1994, helping clients with all of their financing needs. Patriot Lending has branch locations in Pittsburgh, Pennsylvania and Spring Hill, Florida. Our loan officers and support staff are dedicated to providing the highest quality customer service, & building relationships with our investors and clients.

  • Lending Hand Mortgage Corporation
  • 3060 Palm Harbor Blvd Suite B-10, Palm Harbor, FL, 34683
  • Lends in Florida
  • Lending Hand Mortgage (NMLS #373538) prides itself on providing unparalleled customer service and earning satisfied clients. Our purpose? Satisfy the mortgage needs of our customers and exceed their expectations. This year Lending Hand Mortgage Corp. celebrates 19 years in business. Since opening our doors in Tampa, FL in 2000

  • Fairway Independent Mortgage Corporation
  • 2945 Alt 19, Ste A, Palm Harbor, FL, 34683
  • Lends in Florida
  • Fairway Independent Mortgage Corporation was founded in 1996 by Steve Jacobson. Just five years after opening its doors, our Customer service is a way of life at Fairway. Not only are we dedicated to finding the best rates for our customers we also offer some of the fastest turn times in the industry

  • Elevated Financial
  • 8270 Woodland Center Boulevard, Tampa, FL, 34685
  • Lends in Florida
  • We are a Direct Hard Money Lender! We are experts at funding creative deals that other lenders wont! We fund residential and commercial deals. We offer 100% financing for residential fix and flip loans and can close quick! No appraisals required on most loans. Call us today for a loan quote!

  • Palm Harbor Mortgage Advisors, Inc
  • 3964 Mullenhurst Dr, Palm Harbor, FL, 34685
  • Lends in Florida
  • "We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership.
    Family owned and operated with over 20 years experience.
    Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"

  • Tampa One
  • 6521 Gunn Hwy, Tampa, FL, 33625
  • Lends in Florida
  • The Tampa One branch of The Mortgage Firm provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.

  • Lincoln Lending Group
  • 6944 W Linebaugh Ave #101, Tampa, FL, 33625
  • Lends in Florida
  • Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.

  • SECURITY MORTGAGE CORPORATION
  • 8614 Deep Maple Drive, Riverview, FL, 33578
  • Lends in Florida
  • Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional)
    FHA 203K Home Purchase Rehabilitation Loans
    Refinance & 125% Mortgage Relief Refinance Loans
    Reverse Mortgages
    Low Rate 30 year and 15 year fixed mortgages and
    We promise to give you and your realtor the best service.
    We promise to give you a great deal

  • McGuire Lending Group
  • 6170 FL-70 Suite 102, Bradenton, FL, 34203
  • Lends in Florida
  • We are committed to 100% customer satisfaction! Our goal is to take a complicated mortgage situation and create a simple solution to help you reduce debt, maximize your cash flow and create wealth. We help our borrowers integrate the mortgage loan they select into their overall long-and short-term financial and investment goals.