Lenders using AI on vacant land in Zephyrhills, FL 2025!

Choose and evaluate among 778 different lenders offering land loans in Zephyrhills, FL.

In FL, the typical cost for an acre of land is $18,247. The Loan-to-Value (LTV) ratio for undeveloped land typically ranges from 15.98% to 46.10%, while for already developed land in FLName, the estimated LTV can vary from 35.78% to 74.83%.

A property's location, dimensions, terrain, zoning, and any existing entitlements significantly affect its market value and loan LTV.

To explore your land loan opportunities and available rates, reach out to the top land loan lender in the vicinity of Zephyrhills, FL.

Compare loan offers from 100 lenders

The magic land loan calculator

To cater to all your hard money lending requirements, Lendersa® AI technology promptly matches your loan request with numerous direct hard money lenders. Find the best land loan rates today to finance any type of vacant land or land with construction in FL.

Land loans and value of land

Reducing unnecessary inquiries can help maintain your credit score. Get preapproved for a land loan without submitting your social security number or any sensitive financial data.

Construction loans and blanket loans form an integral part of financing for vacant land; you might be eligible for up to 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Hard money lending in your area?

When you connect with a private investor via a local hard money broker, your chances of securing a loan substantially improve. Local lenders, familiar with neighborhoods in Zephyrhills, FL, can often arrange the best land loans. Proximity between the hard money investor and the property boosts loan approval likelihood and accelerates the funding process.

Utilize Lendersa®'s land loan calculator to discover vacant land loan lenders in zip codes 33542, 33540, 33541.



  • Success Mortgage Partners, Inc
  • 1526 Commercial Park Dr Ste 4, Lakeland, FL, 33801
  • Success Mortgage Partners, Inc. was founded in May, 2002, by Vincent N. Lee and Owen V. Lee, Esq. The purpose of founding SMP was to create a company applying the various lessons that each had learned in their respective real estate careers. The two owners wanted to seriously grow the mortgage company
  • LANDMARK MORTGAGE AND ASSOCIATES, INC.
  • 110 E Pine St, Lakeland, FL, 33801
  • "LandMark Mortgage is a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, need"
  • Farm Credit of Central Florida
  • 204 East Orange Street, Suite 200, Lakeland, FL, 33801
  • Farm Credit of Central Florida is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by their borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending with its customers.
  • American Liberty Mortgage
  • 402 S KENTUCKY AVE #310, Lakeland, FL, 33801
  • American Liberty Mortgage is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in, Lakeland and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loan. Our outstanding mortgage professionals will work with you one on one
  • EMM FINANCIAL
  • 14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
  • "EMM Loans LLC provides home loan products and services that support sustainable homeownership. EMM Loans LLC is committed to: ● Competitive Pricing, Products and Programs ● Open Communication and Teamwork ● Supporting our Employees’ Professional Growth etc.. "
  • Innovative Mortgage Services
  • 3418 Handy Road, Suite 102C, Tampa, FL, 33618
  • "Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States. Innovative is a licensed lender in Florida, Tennessee, and Alabama. Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"
  • EMM Loans LLC
  • 14497 N. Dale Mabry, Suite 201N, Tampa, FL, 33618
  • EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.
  • First Security Mortgage Services
  • 13915 Carrollwood Village Run, Tampa, FL, 33618
  • First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing
  • Fernencial Corp
  • 3812 W Linebaugh Ave, Ste 109, Tampa, FL, 33618
  • Fernencial Corp is an independently owned Corporation headquartered in Tampa, FL specializing in residential and commercial mortgage lending for all your mortgage transactions. We offer loan programs such as CONVENTIONAL LOANS, FHA LOANS, VA LOANS, REVERSE MORTGAGE LOANS, NON-QM/ALT-A LOANS, and COMMERCIAL LOANS.