Land loan lenders for Hilo, HI AI 2026!

Explore and compare among 263 land loan lenders providing services in Hilo, HI.

The average cost for an acre in HI is $65,525. For undeveloped land, the LTV ranges from 18.53% to 74.86%, while for developed land loans, the estimated LTV stretches from 37.81% to 76.99%.

The actual value and loan-to-value of any land depend on factors like location, size, topography, zoning, and any entitlements granted to the land.

Discover your land loan options and current rates by reaching out to the premier land loan provider in Hilo, HI.

Evaluate loan offers from 100 lenders

The extraordinary land loan calculator

To address all your hard money lending needs, Lendersa® AI technology connects your loan inquiry with hundreds of direct hard money lenders instantly. You can now find optimal land loan rates today for financing vacant land or land plus construction in HI.

Land loans and valuation

Minimizing unnecessary inquiries helps protect your credit score. Achieve preapproval for your land loan without the need for your social security number or any sensitive financial data.

Construction and blanket loans play a vital role in vacant land lending; you may qualify for 100% LTV financing by pledging additional property as collateral (blanket loan).

Is hard money lending accessible near you?

Finding a private investor through a local hard money broker significantly boosts your chances of getting a loan. Land loans in Hilo, HI are most efficiently arranged by local lenders familiar with the area. Short distances between the investor and the property increase the likelihood of loan approval and expedite funding.

Leverage the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 96720.



Hilo Land Loan Lenders

  • HFS Federal Credit Union
  • 632 Kinoole Street, Hilo, HI, 96720
  • Lends in Hawaii
  • Our Credit Union started with very humble beginnings; a group of nine individuals came together to meet one simple need: making credit available to those with small means. Over eighty years later, HFS still holds onto its same sense of 'ohana with a deep desire to help those in our community to succeed and grow.

  • Hawaii County Employees Federal Credit Union
  • 131 Puuhonu Way, Hilo, HI, 96720
  • Lends in Hawaii
  • Hawaii County Employees Federal Credit Union is a cooperative financial institution comprised of people sharing a common bond, i.e. employees of Hawaii County and their families. We are a client-driven local enterprise whose goal is to provide a safe place for our members to save while earning a better return.

  • CU Hawaii Federal Credit Union
  • 476 Hinano Street, Hilo, HI, 96720
  • Lends in Hawaii
  • CU Hawaii, a federal credit union serving Hawai`i Island. We’re passionate about seeing our members succeed. The spirit of Hawai`i Island is the spirit of possibility. We see the potential in people, businesses and the community and get involved to help turn those possibilities into realities.

  • Hawaii First Federal Credit Union
  • 67-1187 Mamalahoa Highway, Kamuela, HI, 96743
  • Lends in Hawaii
  • Hawaii First FCU has been serving our community for 60 years! We serve members island-wide with branches located in Kamuela and Hilo. Our mission statement is “Empowering Our Community by Serving Hawaii First!” and we strive to provide exceptional financial and empowerment services to meet the needs of our members and our community.

  • Hawaii Community Federal Credit Union
  • 73-5611 Olowalu Street, Kailua Kona, HI, 96740
  • Lends in Hawaii
  • By 1991, a decade after acquiring Kohala Federal Credit Union, we became Hawaii Community Federal Credit Union and soon expanded membership to the entire Hawaii Island. We are exponentially larger than we were in the beginning but we continue to hold true to our fundamental philosophy – a group of people joining together to help each other succeed.

  • Kahului Federal Credit Union
  • 25 West Kamehameha Avenue, Kahului, HI, 96732
  • Lends in Hawaii
  • In 1955, a group of civic-minded business people met at the old Kahului Store (also known as the Masonic building) for the purpose of forming a credit union to meet the financial needs of the people in Kahului. At the time, most credit unions were employer-based and there was no credit union in existence that could serve the rest of the community.

  • Wailuku Federal Credit Union
  • 133 Ma'a Street, Kahului, HI, 96732
  • Lends in Hawaii
  • Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company

  • Hawaii Mortgage Company Inc
  • 443 Portlock Road, Honolulu, HI, 96825
  • Lends in Hawaii
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Paradise Home Mortgage
  • 1837 Kalakaua Ave Ste 1704, Honolulu, HI, 96815
  • Lends in Hawaii
  • · Ultra Low “Wholesale Mortgage Rates” for Refinances and Purchases!
    · Over 200 1st Party 5 Star Online Reviews!
    · Company and Head Broker vetted by Hawaii's Channel 2 TV News and named “The Local Mortgage Expert”
    · Expertise.com AWARD FOR BEST OF BEST BROKER in California & Hawaii!
    · A+ Rated and Accredited with the Better Business Bur

  • Hawaii National Bank
  • 45 N King St, Honolulu, HI, 96817
  • Lends in Hawaii
  • Hawaii National Bank opened its doors on Sept. 19, 1960, to the sound of 10, 000 firecrackers in Honolulu’s Chinatown neighborhood. By the day’s end, the bank had taken in $6.25 million in deposits, a national record for any first-day deposits for a new bank. From this auspicious start, Hawaii National Bank grew.