Land loan lenders for Kailua, HI AI 2026!

Browse and contrast options among 263 land loan lenders providing services in Kailua, HI.

The average cost per acre in HI is $192,428. The LTV for undeveloped land spans from 25.37% to 152.05%, while for already developed land, it ranges between 43.25% and 82.77%.

The real value and LTV of any land are determined by its locale, dimensions, topography, zoning classifications, and any entitlements it has received.

Learn about various land loan options and the prevailing rates by contacting the leading land loan provider in Kailua, HI.

View loan offers from 100 lenders

The advanced land loan calculator

To cater to all of your hard money lending needs, Lendersa® AI quickly aligns your loan request with hundreds of direct lenders. Discover outstanding land loan rates today to finance any type of vacant land or combined land and construction in HI.

Understanding land loans and value

Reducing unnecessary inquiries can protect your credit score. Secure preapproval for your land loan without the necessity of sharing your social security number or sensitive financial information.

Construction and blanket loans are crucial for vacant land financing; by agreeing to use additional property as security (blanket loan), you may qualify for 100% LTV.

Is there local hard money lending available?

Securing a private investor through a nearby hard money broker substantially increases your chances of obtaining a loan. Land loans in Kailua, HI are optimally managed by local lenders familiar with the area's nuances. Proximity between the lender and the property boosts the potential for loan approval and accelerates the funding timeline.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in the zip codes 96734.



Kailua Land Loan Lenders

  • Hawaii National Bank
  • 45 N King St, Honolulu, HI, 96817
  • Lends in Hawaii
  • Hawaii National Bank opened its doors on Sept. 19, 1960, to the sound of 10, 000 firecrackers in Honolulu’s Chinatown neighborhood. By the day’s end, the bank had taken in $6.25 million in deposits, a national record for any first-day deposits for a new bank. From this auspicious start, Hawaii National Bank grew.

  • American Savings Bank Hawaii
  • 300 N Beretania St, Honolulu, HI, 96817
  • Lends in Hawaii
  • American Savings Bank Hawaii is a bank with operations in one state. American Savings Bank Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, HomeReady and construction mortgages American Savings Bank is a great bank making people’s dreams possible offering a range of financial services.

  • Hawaii Mortgage Company Inc
  • 443 Portlock Road, Honolulu, HI, 96825
  • Lends in Hawaii
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Paradise Home Mortgage
  • 1837 Kalakaua Ave Ste 1704, Honolulu, HI, 96815
  • Lends in Hawaii
  • · Ultra Low “Wholesale Mortgage Rates” for Refinances and Purchases!
    · Over 200 1st Party 5 Star Online Reviews!
    · Company and Head Broker vetted by Hawaii's Channel 2 TV News and named “The Local Mortgage Expert”
    · Expertise.com AWARD FOR BEST OF BEST BROKER in California & Hawaii!
    · A+ Rated and Accredited with the Better Business Bur

  • Kahului Federal Credit Union
  • 25 West Kamehameha Avenue, Kahului, HI, 96732
  • Lends in Hawaii
  • In 1955, a group of civic-minded business people met at the old Kahului Store (also known as the Masonic building) for the purpose of forming a credit union to meet the financial needs of the people in Kahului. At the time, most credit unions were employer-based and there was no credit union in existence that could serve the rest of the community.

  • Wailuku Federal Credit Union
  • 133 Ma'a Street, Kahului, HI, 96732
  • Lends in Hawaii
  • Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company

  • Kauai Federal Credit Union
  • 2976 Ewalu Street, Lihue, HI, 96766
  • Lends in Hawaii
  • In 1947, we started a credit union for employees of the territory of Hawaii and the county of Kaua’i. Our goal was not only to provide county, state, and federal government employees & their families with basic financial needs but also to invest in and grow the quality of life on the island.
    Over 70 years later we’re still committed to our goal

  • Garden Island FCU
  • 2973 Kele Street, Lihue, HI, 96766
  • Lends in Hawaii
  • On February 8,1938, a Federal Charter was issued to Lihue Federal Credit Union covering the employees of The Lihue Plantation Company, Ltd. and its wholly owned subsidiaries; East Kauai Water Company, Kauai Stores and Waiahi Electric Company (merged with Kauai Electric Company).

    In 2007, we changed our name to Garden Island Federal Credit Unio

  • Hawaii First Federal Credit Union
  • 67-1187 Mamalahoa Highway, Kamuela, HI, 96743
  • Lends in Hawaii
  • Hawaii First FCU has been serving our community for 60 years! We serve members island-wide with branches located in Kamuela and Hilo. Our mission statement is “Empowering Our Community by Serving Hawaii First!” and we strive to provide exceptional financial and empowerment services to meet the needs of our members and our community.

  • Hawaii Community Federal Credit Union
  • 73-5611 Olowalu Street, Kailua Kona, HI, 96740
  • Lends in Hawaii
  • By 1991, a decade after acquiring Kohala Federal Credit Union, we became Hawaii Community Federal Credit Union and soon expanded membership to the entire Hawaii Island. We are exponentially larger than we were in the beginning but we continue to hold true to our fundamental philosophy – a group of people joining together to help each other succeed.