Land loan lenders in Urbandale, Iowa [2026with AI]

Explore and assess options among 257 land loan providers available in Urbandale, IA.

Typically, the cost for each acre of land within IA is $47,718. The loan-to-value ratio (LTV) for raw land falls between 17.57% and 64.03%, whereas for developed land in IAName, it typically ranges from 37.05% to 76.18%.

The inherent value and LTV of land are influenced by factors such as its locality, dimensions, terrain, zoning regulations, and any entitlements.

To learn about available land loan solutions and rates, reach out to top-tier land loan lenders in Urbandale, IA.

The amazing land loan calculator

To accommodate all your hard money loan requirements, Lendersa® AI technology immediately connects your loan application with a multitude of direct hard money lenders. You can now find out the most favorable land loan rates available today to finance any type of vacant land or land plus development in IA.

Land loans and determining land value

Minimizing superfluous inquiries protects your credit score. Secure pre-approval for your land loan without needing to provide your social security number or any confidential financial details.

Construction loans and blanket loans are integral to vacant land financing; you might be eligible for full, 100% LTV (Loan to Value) funding by offering additional property as collateral (blanket loan).

Is there hard money lending nearby?

Identifying a private investor through a local hard money broker significantly boosts your chances for a loan. Land loans in Urbandale, IA are often optimally arranged by local lenders who know the area well. A closer proximity between the hard money lender and the property usually improves the likelihood of loan approval and expedites the funding process.

Leverage the Lendersa® land loan calculator to locate lenders for vacant land loans in zip codes 50111.

Urbandale Land Loan Lenders
(877) 281-0689 Lender's profile and map Fidelity Bank 177 S. Jordan Creek Pkwy, West Des Moines, IA, 50266 Lends in Iowa Fidelity Bank is a locally owned, locally managed community bank in Iowa. With a commitment to providing our customers with the banking services and support they need; Fidelity Bank offers a variety of banking and lending options. Fidelity Bank is on LinkedIn to celebrate our team members.
(515) 457-9533 Lender's profile and map State Savings Bank 4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265 Lends in Iowa The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.
(641) 684-5448 Lender's profile and map Community 1st Credit Union 235 Richmond Ave, Ottumwa, IA, 52501 Lends in Iowa Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.
(319) 352-1340 Lender's profile and map First Bank IA 316 E Bremer Ave, Waverly, IA, 50677 Lends in Iowa At First Bank, our mission and values are behind everything we do. We deliver the financial solutions YOU need! Since 1864 our priority has been to our customers. Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.
(319) 395-7060 Lender's profile and map Quaker Oats Credit Union 3535 Center Point Road NE, Cedar Rapids, IA, 52402 Lends in Iowa Quaker Oats Credit Union is a full-service financial institution for the employees, retirees, and family members of the Quaker Oats Company, Tree House Foods, PMX Industries, Circle Computer Resources, CCB Packaging, and Trapeze Group. Quaker Oats Credit Union is a member-owned financial institution dedicated to serving its members.
(319) 648-2221 Lender's profile and map Peoples Trust and Savings Bank 90 E. Railroad St, Riverside, IA, 52327 Lends in Iowa Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.
(712) 262-3340 Lender's profile and map Farmers Bank 125 W 4th St, Spencer, IA, 51301 Lends in Iowa Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
(319) 385-4914 Lender's profile and map 5 Star Community Credit Union 100 S Cherry Street, Mount Pleasant, IA, 52641 Lends in Iowa 5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
(641) 732-3763 Lender's profile and map The Home Trust & Savings Bank 628 Main Street, Osage, IA, 50461 Lends in Iowa Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937
(563) 382-9661 Lender's profile and map Decorah Bank and Trust Co 202 East Water Street, Decorah, IA, 52101 Lends in Iowa Established in 1935 during the depression by a small group of concerned citizens. Today we are a 2nd and 3rd generation family owned bank that is able to think differently because we're not owned by outside investors at a far-away headquarters. By being family and employee owned we're able to be uniquely responsive to customer and community needs.